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Shorts would surely be in the same category as the wacky kilt wearer who once visited Scotland.
Shorts and no tie at a wedding?
- Thread starter bainbridge
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Deleted User 298457
Deleted User 298457
How can you have no rent or bills and still have no savings?
Do you know what your mortgage affordability will be? Rates are the lowest ever.Or are you just doing to wait for the old man to snuff it before living your best life (no harm in this either)?
Who has no rent and no bills? OK I don't pay market-rate rent but I do pay the bills, lol. Last time I checked I could get a mortgage of a few £k shy of 90k. That's (less than) 1/3 of what most houses cost in my area. The mortgage would be less than paying rent but it would still be crippling. I think the only way out for many of us is if the market crashes. But I personally don't see it happening.How can you have no rent or bills and still have no savings?
Or are you just doing to wait for the old man to snuff it before living your best life (no harm in this either)?
I'm sure it's a topic that's been done to death but if you're still earning the £27k salary you were back in your original £50k thread, living with parents, you should have been able to put £500 a month away pretty comfortably surely? That was 7 years ago. That would be £42,000 in a deposit pot (ignoring interest or bonuses from special ISAs) by now, even you were starting from £0 back then. Arguably you could save more than that.
I get the not wanting to rent thing - I didn't either. I lived at home and was squirreling away £750-£1000 a month because I had pretty much no expenses, even when I was early on in my career and on mid 20s salaries. I had a big deposit by my late 20s and bought somewhere.
Heh, I actually got fired from that job
lol. Had a falling out with management.Deleted User 298457
Deleted User 298457
Sugar momma?
I feel for you man but unfortunately you are a bit of a lost cause with this mindset you have. The world doesn't revolve around you so you either gotta get on board or be happy with your lot. Shouting at the clouds isn't good for your mental health.
Most of that is about your mindset, not others.
I don't for a moment believe that 95% of life is dictated to us, but believing so sure does get you out of any responsibility or ownership of your own success.
I'm not doing either. People are telling me I should not be living with parents, because (apparently) that is bad. (I doubt any of them grew up in Cornwall).
I'm simply explaining how the alternatives aren't actually an improvement (in Cornwall).
The point was that people are buying stuff they don't need because of pressure to buy it to meet societies expectations. That you should have a nice car. That you should have a designer kitchen (etc).
How many people burn out, re-evaluate, and decide they've been chasing a materialistic dream their whole lives... Funnily enough, a lot of people who now live "alternative" lifestyles these days, are formerly very successful/"successful" people. Ex-bankers, engineers, etc.
Deleted User 298457
Deleted User 298457
I love this argument. It also seems to baffle people that the opposite is also true. Who gives a damn if my name is on someones computer system somewhere saying I owe them for some fictional currency that is backed by nothing but consensus that it holds value?
Why shouldn't I die, loaded with crap loads of "debt" (lol spreadsheet with a number against my name) but have lived my best life driving fast cars, banging hot (or borderline) chicas and owning loads of stuff that I exchange "money" for?
Much better than being introvertly jealous and letting it grate away at me.
It's only bad in the context of growing up and maturing. But if those aren't your goals then it doesn't matter so much.
The alternatives are entirely feasible if you wanted them.
That's one thing I am not. No, I do not see my life as perfect, but I can honestly say I'm not jealous of the vast majority of you. Even the "successful" types.
That seems to baffle people
There may be one specific thing I feel my life is lacking, but I will keep that to myself, thanks very much
Deleted User 298457
Deleted User 298457
Is it me? #nohomoThat's one thing I am not. No, I do not see my life as perfect, but I can honestly say I'm not jealous of the vast majority of you. Even the "successful" types.
That seems to baffle people
There may be one specific thing I feel my life is lacking, but I will keep that to myself, thanks very much
The alternatives involve a lot more hardship, uncertainty, and no doubt a lot of setbacks, failures. Not to mention disruption, having to move away from everyone I know, probably live in a shoebox for years.
I've seen people do just that. Live in shoeboxes, handing over all their income to some landlord/slave master, because they were told that's what being an adult is all about. I've seen people live in shoeboxes their whole damn lives (honest). I do not want that. I do not want to live a life of struggle to enrich some landlord. That is my ultimate failure scenario.
It could be; I don't know enough about you
Soldato
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That's one thing I am not. No, I do not see my life as perfect, but I can honestly say I'm not jealous of the vast majority of you. Even the "successful" types.
That seems to baffle people
There may be one specific thing I feel my life is lacking, but I will keep that to myself, thanks very much
I earn over £50k a year, my life is far from perfect! It's shate!
I'd measure success as being happy. If you're happy, you've made it.
Deleted User 298457
Deleted User 298457
It's all relative man. The physical stress you feel in your 27k a year job is the same physical feeling someone in a 270k a year job feels. It isn't 10x more stressful. You just have this weird anti-capitalist chip on your shoulder that means you are against supply and demand??? Get paid your worth and move up the ladder - a bit like how you see a helicopter pilot struggle in lesson 1 but then at the end of their career they are doing mountain rescues... it is the same "stress" they are just more experienced/adept/more muscle memory. You should get paid more for this... simple economics.
And regarding shoebox, moon man's house is beautiful. He paid around what your mortgage entitlement could give you.
It is weird you are throwing your life away like this tbh.
I don't think hatred of landlords is anti-capitalist. The housing market is not a free market, it's another of those "too big to fail/correct" situations, where the govt does all it can to keep prices inflating (which is a vote winner amongst the older populace who vote reliably).
As said previously, @moon man 's house was by his own admission extremely under-valued. He even said all the other places on the same street road were 3x the price. I can't remember why it was so cheap.
Don't get the idea that there are £100k houses in nice areas down here readily available. Like I said, the typical starting prices is £300k in many areas.
As said previously, @moon man 's house was by his own admission extremely under-valued. He even said all the other places on the same street road were 3x the price. I can't remember why it was so cheap.
Don't get the idea that there are £100k houses in nice areas down here readily available. Like I said, the typical starting prices is £300k in many areas.
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