330d vs 335d

[Spamalot]

Its not a case of weathering the storm as you put it but more a question of why should I?
If I have to pay £1000+ to get repairs when I can spread the cost over a period of time and potentially payout significantly less than the cost of the repairs.

You should because on average it'd save you money, the only reason for insurance is because you're speeding the cost (plus more for the pleasure) over time. People do this because if the worst happened they couldn't afford it.

Potentially yes, you could save money, chances are you won't though.

You're substituting the unknown for a higher known (a warranty). The problem occurs when warranty company's try to get out of paying for work to lower costs.

 

[[TW]Fox]

There is no reason not to buy a £500 warranty for a £20,000 3 litre twin turbo automatic direct injection car with iDrive and DSC. No reason at all.

 

[Spamalot]

There is no reason not to buy a £500 warranty for a £20,000 3 litre twin turbo automatic direct injection car with iDrive and DSC. No reason at all.

I think this goes a long way to explain why it works for higher end models-

Thats exactly how these things work, they are an underwritten insurance policy with a risk profile being used to generate the premium. The 335x cars will make up a very small % of the overall makeup of the insured group so the320x, cars which have nothing on them spec wise and breakdown less frequently will far outweigh the higher spec higher repair cost cars.

If you have a fully loaded car you're being subsidised by the people paying the same for a poverty spec car. The tv ads and such must add a fair amount to a policy though.

Peace of mind and a regular payment count for a lot though.

I guess the only unknown with a warranty is how keen they are to pay out. Is the usually a problem?

 

[DM]

When you grow up Fox you too will come to realise auto is the way forward

 

[[TW]Fox]

I think this goes a long way to explain why it works for higher end models-

Therefore as we are discussing high end models your point is null and void.

I guess the only unknown with a warranty is how keen they are to pay out. Is the usually a problem?[/QUOTE]

Depends entirely on the cars mileage and the warranty product you have.

 

[mjt]

When you grow up Fox you too will come to realise auto is the way forward

If only they weren't so uneconomical though

 

[J1nxy]

It kinda does - although the autobox is good, it's still a torque convertor automatic. Whilst this suits many there will always be things about it that spoil the experience for others.

Probably the biggest reason I've got the 335d at the bottom of my shortlist is the gearbox - the rest of the disadvantages (the noise and the dieselness mainly) are made up for by the performance offered.

Depends really, when you know how to drive the car, which takes a considerable amount of time and how to best explote the box then it does make a lot of sense why it has the auto only. In sport mode which I use a lot of the time and then with the paddles as well I can drive the car very hard, and other than limited to upshifting at a sensible speed (so I don't stall) the box works extremly well. When I can't be arsed, on long motorway journeys or like this week were it took me over 2 1/2 hours to do a 70 miles journey twice in 1 day its a god send.

 

[DM]

If only they weren't so uneconomical though

Be honest if you worry about saving 8mpg or whatever it is, its time to buy a Prius Benefits out weigh the cons these days with autos its not like the power/fun sappers of ye olde days.

 

[J1nxy]

If only they weren't so uneconomical though

I'm quite happy with getting over 40mpg from a 286Bhp car thanks, doesn't seem to un-economical to me.

 

[[TW]Fox]

I'm quite happy with getting over 40mpg from a 286Bhp car thanks, doesn't seem to un-economical to me.

His point is that the same car, if they made it, would be more economical with a manual box.

Because lets face it, 40mpg on a Motorway in a diesel isn't brilliant.

 

[mjt]

His point is that the same car, if they made it, would be more economical with a manual box.

Because lets face it, 40mpg on a Motorway in a diesel isn't brilliant.

I dunno about you, but I think 40mpg from a 300bhp twinturbo is pretty good.


I think the 6-pot BMW diesels are much better suited to the auto 'box than a manual IMHO.
And the new 8 speed one in the F10 is simply sublime

I was referring to my Lolvo.. 22mpg is quite frankly ridiculous.

 

[J1nxy]

His point is that the same car, if they made it, would be more economical with a manual box.

Because lets face it, 40mpg on a Motorway in a diesel isn't brilliant.

I get over 44 mpg on a motorway, which is more than my old e46 330d manual used to get. I got the same number from my 1.6 HDI 407, I get mid 50s from my 2.0 TDI Exeo but that has exactly half the power of the 335d, so seems pretty decent to me.

 

[SpeedFreak]

so is there any chance of BMW developing and using a DSG style gearbox in future diesel autos?

 

[[TW]Fox]

so is there any chance of BMW developing and using a DSG style gearbox in future diesel autos?

They already have - DCT - it just isnt used in the diesels.

 

[[TW]Fox]

I get over 44 mpg on a motorway, which is more than my old e46 330d manual used to get. I got the same number from my 1.6 HDI 407, I get mid 50s from my 2.0 TDI Exeo but that has exactly half the power of the 335d, so seems pretty decent to me.

E60 525i does 41-42ish on the Motorway, though, which is my point - compare it with currently available engines not stuff from 10 years ago.

It's closer to the fuel economy of a petrol than it is a manual diesel, hence peoples moans.

 

[J1nxy]

You should because on average it'd save you money, the only reason for insurance is because you're speeding the cost (plus more for the pleasure) over time. People do this because if the worst happened they couldn't afford it.

Potentially yes, you could save money, chances are you won't though.

You're substituting the unknown for a higher known (a warranty). The problem occurs when warranty company's try to get out of paying for work to lower costs.

Its more about cashflow than not being able to afford it, why should I stump up potentially £1000s of pounds at an unknown time with the possibility of having to do it more than once in say a 3 year period when I can pay a given amount over 12 months?

 

[[TW]Fox]

Its more about cashflow than not being able to afford it, why should I stump up potentially £1000s of pounds at an unknown time with the possibility of having to do it more than once in say a 3 year period when I can pay a given amount over 12 months?

Absolutely - just because you can afford something doesnt mean you WANT to pay it. I can afford the £1500 in bills my 530i generates each year, doesnt mean it doesn't irritate me to death doing it.

 

[J1nxy]

E60 525i does 41-42ish on the Motorway, though, which is my point - compare it with currently available engines not stuff from 10 years ago.

It's closer to the fuel economy of a petrol than it is a manual diesel, hence peoples moans.

My e46 was an 03 plate with the 204bhp engine, the 407 was a 07 plate and the exeo is an 09 so not exactly 10 years old any of them.

And also last time I checked the 525i isn't a 286bhp engine? and is that the auto or manual?

 

[[TW]Fox]

My e46 was an 03 plate with the 204bhp engine, the 407 was a 07 plate and the exeo is an 09 so not exactly 10 years old any of them.

The engine in the 330d is the M57 - which was released in 1998 in its initial form.

And also last time I checked the 525i isn't a 286bhp engine? and is that the auto or manual?

It's a detuned N53B30. It is also available as a 530i developing 272bhp and offering exactly the same fuel economy. It's also found in the 330i, where it is even more economical.

 

[DM]

People that buy top of the range 3 series diesls dont care about an extra few miles per gallon, if they made a manual 335 no one would buy it, thats why they dont.