Deleted User 298457
Deleted User 298457
Well, it is a bit wrong - VISA have hiked fees globally. It's just that in the UK you can't have a card surcharge.
Amazon stop accepting Visa Credit cards from 19th Jan 22??!
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I'll be able to get more info later when my other half is back, but I'm 99% sure this is not the case. This is nothing to do with fees, it's Amazon bullying Visa with strong arm tactics, knowing that if negotiations fail they can do exactly what they've done and push people into getting the Amazon Mastercard. Amazon undoubtably has the lowest card fees of anyone, ever. The fact they are using high fees as an excuse is verging on libel!
Santander have moved their debit card offering to Mastercard unfortunately.
Source? See what I wrote above. Amazon have blatantly just realised they have enough transactions to bully Visa and are using this as leverage. If you don't think they've already negotiated the lowest transaction fees of all retailers on planet earth then well...
@Scam why don’t you post sources for your (likely baseless) speculation?
The number of visa credit cards in circulation is far lower than Mastercard as the vast majority of banks issue Mastercards.
I expect it’s actually the case that spending on VISA credit cards probably got low enough to the point Amazon can ditch them without taking a huge hit.
I find it highly unlikely your average punter will sign up for an Amazon specific card other than to take advantage of the benefits it brings, they would likely do this anyway. Most people impacted will just use another card (e.g. debit card) or just not bother.
The number of visa credit cards in circulation is far lower than Mastercard as the vast majority of banks issue Mastercards.
I expect it’s actually the case that spending on VISA credit cards probably got low enough to the point Amazon can ditch them without taking a huge hit.
I find it highly unlikely your average punter will sign up for an Amazon specific card other than to take advantage of the benefits it brings, they would likely do this anyway. Most people impacted will just use another card (e.g. debit card) or just not bother.
When using Google Pay all I have to do is unlock the phone, which is done as I pull it out of my pocket. Once the phone is held close the contactless reader it automatically picks up the card and payment goes through. It has the big advantage that unlocking the phone has the same effect as entering a PIN code so there is no limit on contactless payment and means that things are vastly quicker than using the card itself.
Deleted User 298457
Deleted User 298457
It can't just be Amazon strong arming, altho I imagine a bit of that is at play here. Lots of banks have been ditching visa in the last few months.
Santander has ditched them as well.
My phone battery lasts 2-3 days, if I was stranded somewhere I couldn't charge, with no wallet for 3 days, I would have bigger problems than whether I could make a contactless payment from my phone.
I already know my bank is compatible with mobile pay so this is a non-issue. If I was stupid enough to expect to pay with my phone without setting it up first then I'd deserve every bit of ridicule and inconvenience I got.
I can count on one wing how many times in the last 5 years (since I started using mobile payments) that mobile pay is not working but normal card payments are fine (hint - I don't have wings).
If I was planning on spending more than the transaction value, I'd take my wallet with me. Payment limit for mobile is £100 in most places, which is far in excess of what I would spend on a spur-of-the-moment impulse purchase.
Deleted User 298457
Deleted User 298457
Y'all just not socialite enough to know the fear of low battery anymore 
Edit; I still have a 20 quid note folded in the back of my phone case too
Should probably just buy a tinfoil hat.
Edit; I still have a 20 quid note folded in the back of my phone case too
Should probably just buy a tinfoil hat.
Associate
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First Direct moved us all to Mastercard in the last few months.
No biggie for me - My First Direct Debit card is now Mastercard and I actually have one of the Amazon Platinum credit cards (the cash back isn't great - but the occasional £10 of credit is added to my account) which is also Mastercard.
His neighbour's Sansbury's driver told him at 7am
No source and not silly enough to think they haven't quoted low fee's. Amazon may just want them lower, given the number of options available (both using card rails and non-card rails)
Amazon are not accepting Visa credit cards any more (from Jan 2022) It has everything to do with it.
Can anyone see some logic in this reply i'm somehow missing??
Soldato
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so you get £10 gift card after spending £333.33 is that my useless GCSE maths coming back to me
On Amazon.co.uk
Earn 3 Amazon Reward Points
per £2 spent
Everywhere else
Earn 0.5 Amazon Reward Point
per £2 spent
Amazon Reward Points 1000 Points = £10 Amazon.co.uk Gift Card
Amazon are not accepting Visa credit cards any more (from Jan 2022) It has everything to do with it.
Can anyone see some logic in this reply i'm somehow missing??
Well actually - it doesn't have anything to do with it technically - particularly as Jean referenced a debit card.
- They (Santander) changed provider based on their own business needs. Potentially fee's or a whole host of other reasons.
- Amazon are clearly making a similar decision but from the acquiring choice side.