hwmonitor should be fine, so we can see your max vcore is 1.464 and that is good for at least 4.5 with 4.6 turbo. As long as everything has been stable, you can use it as you base point to start manual overclocking when you choose to do so. Run realbench to test stability and any other bench or stress test you see fit to make sure (prime95 not recommended for this). Oh and post your realbench results here 
It maybe as easy as just changing the multipliers up a notch at a time till you find your stable clock since your temps are ok on the current vcore and I doubt the few extra mhz will change that much, but you still need to keep an eye on them just in case.
If you want a more thorough and better way, follow davedrees guide further back in this thread.

It maybe as easy as just changing the multipliers up a notch at a time till you find your stable clock since your temps are ok on the current vcore and I doubt the few extra mhz will change that much, but you still need to keep an eye on them just in case.
If you want a more thorough and better way, follow davedrees guide further back in this thread.
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6 cores of epicness right there - Only upgraded the entire system because of a problem with my ssd
turned out it was a firmware issue so I now have 99fx and 16gb of the vengance ram, seriously for a £500 upgrade it was the smallest performance increase ever.