Soldato
One additional factor you've missed. If you have a compatible AMD motherboard, you don't need to rebuild your entire system - it's a drop in upgrade.
As an example - I was forced to build a new system (because lightning!) During the component crunch last year. Worst possible time. Resorted to a 3600 and a plain 2060, as the only bits I could get without weep-into-porridge levels of price. AMD chosen, despite being more expensive and not quite as good, because the 550 motherboard could take a 5x00 later - and maybe the next chip as well.
So the value comparison for me - and likely many others - is AMD chip Vs Whole System Build. And a couple of hours building, and inevitable small cuts.
Fully agree that it looks like that Intel win on many grounds (likely not VMs, heat) - but the starting point of "value" can be weird. It's possible that some posters are perhaps factoring that "free" motherboard in their internal maths, without thought?
Oh yeah very different if you are upgrading from previous AMD CPU and there will be a lot of people in that boat but I don't think that should be a judgment of then CPU cost or system cost as whole when just doing a comparison.
It doesn't mean people looking at upgrade shouldn't factor that, deffo should but that is another group on top. To add to that there is also some value in PCIE options, M.2 slots and the like and what that value may be.
Edit: what I mean is people don't review and compare system costs assuming you upgrading. You do a review based on buying a system a or system b and then in the conclusion or as a footer you'd add that upgrading on an existing platform is something to consider.
It would be like having an electric car where you could upgrade the battery pack from one manufacture at £6k or buy a whole new car from another at £40k and say the upgrade is better value which is true in one context but isn't really comparative and you'd review the latest battery model car to the other when doing a review and price/cost as new in those terms.
Consumer purchase is different to thar of course.