An old friend asking to borrow money

[SexyGreyFox]

My dad once told me, "if you lend money to someone and never see that person ever again, it was money well spent".

What a load of rubbish or you've missed a bit out.
So if my kids asked to borrow money and I didn't see them again it was money well spent? I think not.

You missed out "if you lend money to someone, never get the money back and never see that person ever again, it was money well spent"
It also doesn't take into account how much money, £100 would upset me enough to track them down.

 

[Scougar]

Depends on the friend. And also...could easily be a hacked account.

 

[Mysterae_]

What a load of rubbish or you've missed a bit out.
So if my kids asked to borrow money and I didn't see them again it was money well spent? I think not.

You missed out "if you lend money to someone, never get the money back and never see that person ever again, it was money well spent"
It also doesn't take into account how much money, £100 would upset me enough to track them down.

I thought that was kinda implied!

 

[hornetstinger]

So I got a message from someone I was friends with years ago. In my teens to early 20s but I’ve only probably seen them once in the last 8 years or so and again haven’t talked for the same period. Old friend not a current one.

Anyhow got a message out of the blue saying he needs to borrow some money for bills etc had a minor operation so can’t work for a while.

I’ve kind of ignored the message so far but kinda feeling guilty. Problem is don’t really see this person anymore, if I bumped into him would say hello and all that. And I kinda get the feeling I won’t get the money back, I don’t think he’s ever worked.

It’s not a lot of money, I’m not loaded but could spare it without much issue if not repaid, but I don’t like it.

Tell me I’m right GD so can go to bed without feeling bad. I know times are tough these days so feeling a bit guilty.

Probably a smack head, tell him to get lost.

 

[Graetzbridge]

I could but I think that would just put me deeper into the situation.

I don't see why. My point is that that if you actually talk to him then he is a real person rather than a scammer. If you offer him money you can do so or decline it.

 

[dlockers]

Weird thread. Clearly a scam. OP is avoiding all of the scam messages. Clearly OP has paid scammer and is now seeing if anyone is silly enough to fall for it.

 

[builder22]

What a load of rubbish or you've missed a bit out.
So if my kids asked to borrow money and I didn't see them again it was money well spent? I think not.

You missed out "if you lend money to someone, never get the money back and never see that person ever again, it was money well spent"
It also doesn't take into account how much money, £100 would upset me enough to track them down.

yeah...it's just a 'saying' relating to spongers!

e:actually - have i just fallen for some 'scam'

 

[soundb0y]

What a load of rubbish or you've missed a bit out.
So if my kids asked to borrow money and I didn't see them again it was money well spent? I think not.

You missed out "if you lend money to someone, never get the money back and never see that person ever again, it was money well spent"
It also doesn't take into account how much money, £100 would upset me enough to track them down.

Yeah I never really agree with this either.

A mate did me once years ago for £900 and I'm still bitter. I was young and stupid at the time and never really followed it up. Got a few hundred back over the years.
Now unless it's a proper mate I speak to regularly I'll just leave them on read. no one has the balls to ask over the phone.

Small claims court is cheap and supposedly pretty simple.

 

[=XDC=FluphyBunny]

So I got a message from someone I was friends with years ago. In my teens to early 20s but I’ve only probably seen them once in the last 8 years or so and again haven’t talked for the same period. Old friend not a current one.

Anyhow got a message out of the blue saying he needs to borrow some money for bills etc had a minor operation so can’t work for a while.

I’ve kind of ignored the message so far but kinda feeling guilty. Problem is don’t really see this person anymore, if I bumped into him would say hello and all that. And I kinda get the feeling I won’t get the money back, I don’t think he’s ever worked.

It’s not a lot of money, I’m not loaded but could spare it without much issue if not repaid, but I don’t like it.

Tell me I’m right GD so can go to bed without feeling bad. I know times are tough these days so feeling a bit guilty.

That would be a no from me.

 

[Lysander]

What did the message say?

 

[GGizmo]

It's a bit of a nerve to be messaging you out of the blue and immediately wanting to borrow money from you.

What's he going to do in return?

Unless you have a track record of lending him money and him paying it back then I wouldn't bother even replying.

As others have said it might not even be him. I used to know a woman years ago online. We wasn't close friends and we had only ever emailed once. But every so often I get spam email with her name on come to my emails.

 

[Mrwong]

I was in a bad way years ago, a mate of mine didnt want to help or even to talk with me. A few years after that event, I messaged his wife a few times gave her my number, never heard from that guy. 8 years later he texted me out of the blue, says "he just found my number the other day" , he wanted help and advice, gave him the round around, told him to text back a few days later never heard from him again.

 

[glenimp617]

no one has the balls to ask over the phone.

Bloody good point that, makes this even worse!

 

[SexyGreyFox]

I thought that was kinda implied!

Wow you'd throw money away, what about if it was £1000s?

 

[SexyGreyFox]

Yeah I never really agree with this either.

A mate did me once years ago for £900 and I'm still bitter. I was young and stupid at the time and never really followed it up. Got a few hundred back over the years.
Now unless it's a proper mate I speak to regularly I'll just leave them on read. no one has the balls to ask over the phone.

Small claims court is cheap and supposedly pretty simple.

It seems some people can just write it off.

 

[platinum87]

Wow you'd throw money away, what about if it was £1000s?

It seems some people can just write it off.

Do you have any common sense?

You lend money that you can afford to lose, likewise, you invest what you can afford to lose.

When you were unsure someone was useless, and you lend them money, and you find out they are, you have saved more in the long term, from what was, an affordable amount to lose for you.

 

[SexyGreyFox]

You lend money that you can afford to lose, likewise, you invest what you can afford to lose.

You'll find that many people loan or invest money they can't afford to lose, common sense doesn't come into it and I've seen dozens of examples over the years.
I once loaned £5 to a former drummer who was actually a millionaire and bought a £65,000 BMW that day for cash, I can't think of any other time I've handed money over to lend.
The only thing I can loan out is musical equipment but I also want it returned.

 

[platinum87]

You'll find that many people loan or invest money they can't afford to lose, common sense doesn't come into it and I've seen dozens of examples over the years.
I once loaned £5 to a former drummer who was actually a millionaire and bought a £65,000 BMW that day for cash, I can't think of any other time I've handed money over to lend.
The only thing I can loan out is musical equipment but I also want it returned.

Can you really not put yourself in the mind-set to understand the phrase/advice we are talking about?

 

[bainbridge]

The wannabe borrower probably sent a blanket message to all of his contacts and hoped that a few people would bite.

 

[lunar]

I hadn't seen a friend of mine named J for over 20 years. One day a cousin of mine came to my house with J. I was shocked and elated. We chatted and exchanged numbers.
Then 6 months later J rang me up and said he was in a bit of a pickle; could I lend him £250. So I did.
He paid me back by depositing £50 each month.
Then 6 months later he asked for £350, which I also put into his account.
I had not heard from him for over 1.5 year after which he texted me and said he would pay £50 each month till the debt was paid. I told him to forget it and wrote the debt off.
The moral was 'A friend in need is a friend indeed.'