Annoyed :(

Simon · 18 Jul 2007 at 23:21

hittman said:
if his gonna be without a car, his likely gonna be expecting you to be paying for it?

Hope your a good sweet talker.

Should be done in a day, if not Ill get him a hire car.

Option 2 would be him claiming and I lose 3 yrs NCB

25 with 0 NCB and group 20 =££££££££££

Scania · 18 Jul 2007 at 23:22

[TW]Fox said:
I overtake becuase its fun.

Me too, cars often hold me & my truck up.......

Because.

hittman · 18 Jul 2007 at 23:23

Simon said:
Should be done in a day, if not Ill get him a hire car.

Option 2 would be him claiming and I lose 3 yrs NCB 25 with 0 NCB and group 20 =££££££££££

wow. in that case, paying out of your pocket may be the best way to sort this. let us know how you get on mate.

PMKeates · 18 Jul 2007 at 23:25

Ignore

cymatty · 18 Jul 2007 at 23:26

Simon said:
Should be done in a day, if not Ill get him a hire car.

Option 2 would be him claiming and I lose 3 yrs NCB 25 with 0 NCB and group 20 =££££££££££

Thought you only lost 2 yrs ncd if you have to claim? Or does it vary from comapny to company?

Simon · 18 Jul 2007 at 23:28

cymatty said:
Thought you only lost 2 yrs ncd if you have to claim? Or odes it vary from comapny to company?

God knows. Wouldnt make sense if you have 1 yrs NCB and it had been 2 months since the last claim though

cymatty · 18 Jul 2007 at 23:29

Simon said:
God knows. Wouldnt make sense if you have 1 yrs NCB and it had been 2 months since the last claim though

Read your policy, but I know with mine I would only lose 2 yrs NCD, even though I dno not have that yet.

wolseley · 18 Jul 2007 at 23:42

It's bad luck, but at the end of the day it is really your fault. For the Jazz driver to think that you may have been going to overtake him as well, then you must have been going to pull in quite (i.e. too) close behind him. If there is not enough gap between the van and the Jazz to pull in clear of the van but not too close to the back of the Jazz, then it is simply not safe to overtake at that point.

The argument that the Jazz driver should not have hit the brakes is really quite flawed. In this case he hit the brakes because he thought that you we going for the overtake. However, if he had needed to hit the brakes because something had just run out in front of him, then the same thing would have happened. Why? Because you were trying to pull back in behind the Jazz too close, i.e. so close that you could not have avoided hitting him in an emergency.

I don't mean to sound preachy as overtaking is always a calculated risk and there is a good chance that I may also have been caught out in exactly the same situation. I just want to make the point that it is not really the Jazz driver who caused the accident, but the situation.

Simon · 18 Jul 2007 at 23:48

wolseley said:
<snip>.

Fair post there.

Any overtake is always a risk

sigma · 18 Jul 2007 at 23:54

Sorry to hear this

Never a nice thing to happen, regardless of whose fault it is.

Whenever i'm in a slow car or driving slow and i'm being overtaken I usually wait until the car is level or atleast next to my rear 1/4 before easing off the loud pedal or hitting the brakes.

Hilly · 19 Jul 2007 at 00:06

gutted mate, hope you get it sorted soon buddy!

Fishman · 19 Jul 2007 at 07:23

cymatty said:
Read your policy, but I know with mine I would only lose 2 yrs NCD, even though I dno not have that yet.

Am I correct in interpreting that Simon has 2 years NCB and will get a third if he makes no claim, therefore if he has to claim he loses his 2 years and doesnt get a third

Bear · 19 Jul 2007 at 07:30

Unlucky mate, sorry to hear it

lordrobs · 19 Jul 2007 at 09:13

Simon said:
I know somepeople think insurance company repairs are better than normal repairs for some reason lol

Sometimes they are.

My insurer covers any work done for 4 years, can't think of any places that would give me that length of cover on it. Infact the garage I went to said that if I went in independantly the work would only be covered for one year. Same garage, 4 times the length of cover on any work done :confused:

Simon · 19 Jul 2007 at 12:42

lordrobs said:
Sometimes they are.

My insurer covers any work done for 4 years, can't think of any places that would give me that length of cover on it. Infact the garage I went to said that if I went in independantly the work would only be covered for one year. Same garage, 4 times the length of cover on any work done

Wierd. I suppose thats an offer of the garage to the ins. company so that they get the business.

helpimcrap · 19 Jul 2007 at 12:53

Simon said:
Picture the scene, Im driving along a NSL road and a van is doing 40mph, I overtake the van in the distance there is a coach so i decide to tuck in behind the Honda Jazz infront of the Van.

However the jazz driver decides to brake for me thinking I am going to go past him too, I now have no where to go and already commited to braking so can't simple jump back out as I would head on the coach.

S2000 brakes are good but not that good, I end up bumping his rear bumper and stoving in my passenger headlamp into the wing.

Why can't slow drivers just keep driving slow and not go even slower trying to help

i hear you but it is your fault.... if you could only overtake 1 van before pulling in when your driving an S2000 i'm assuming 'in the distance' actually means 50yds up the road...

just read about your insurance.... thats a bugger! try to pay for the damage yourself if you can, especially for the insurance point of it.

lordrobs · 19 Jul 2007 at 13:36

Simon said:
Wierd. I suppose thats an offer of the garage to the ins. company so that they get the business.

Just Privilege's policy with work done via an "approved repairer". I think the garages either accept those terms or lose the business.

Anyway just wanted to mention it because if someone hit me I would be going throught the insurance, not because I want to be an arse but because of the cover given to any work done. Plus I found that they don't up the premium for non faults.

Simon · 19 Jul 2007 at 14:13

I just rang the guy. He rang his ins co. to claim. What am I supposed to do now?

If I do pay for it through his insurance company, (he did mention to them that I would be happy to pay) does this still count as a claim against me despite me paying for his damage? Or is it simply an accident and I get to keep my NCB?

Dogbreath · 19 Jul 2007 at 14:15

hittman said:
I hate drivers who just overtake just to get one car ahead.

I hate drivers that don't have the balls or ability or overtake slowers cars, thus making it much harder for those that do to get past both. They contribute hugely to long tailback on B roads caused by one slow driver.

Dogbreath · 19 Jul 2007 at 14:22

wolseley said:
It's bad luck, but at the end of the day it is really your fault. For the Jazz driver to think that you may have been going to overtake him as well, then you must have been going to pull in quite (i.e. too) close behind him. If there is not enough gap between the van and the Jazz to pull in clear of the van but not too close to the back of the Jazz, then it is simply not safe to overtake at that point.

You can not possibly state this as fact unless you observed the incident yourself. The fact is that there are many drivers that can simply not cope with situations they aren't expecting, and simply panic, even if they are in no actual danger. Of course these people should never have been allowed a driving license, but thats for another rant.

A couple of years back on a B road I overtook a couple of cars and pulled in behind an old Escort van, with plenty of space to spare. However, the cretinous old bint driving the van was so engrossed in observing my antics through the rear view mirror that she promptly steered into the hedge, and then had the audactity to blame me for it :rolleyes: