I think part of the point of FSR is that it is meant to upscale the resolution in a way that gives you more FPS whilst also making it impossible to tell the difference between if it is upscaled or not, I suggest you give it a try to see if you can even tell the difference or not.
TBH I haven't looked into it much but I thought what you described is the other thing where you set resolution in game below monitor and then it upscales (Super resolution)? Then there is another one. Find it a bit baffling tbh, seems to be very similar naming for a few things.
Example, I enable Adaptive Sync Compatbile in display options as I have a GSYNC monitor. Then I see 'Enhanced Sync' that claims to do the same thing, and somewhere I cant find there was different options for VRR like AMD optimised etc etc
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