Soldato
- Joined
- 13 Sep 2005
- Posts
- 4,345
Yep just search for it in the "support" section. Seems straight forward.
Best savings account?
- Thread starter Merlin5
- Start date
Commissario
Chase are going to 3.1% from 3rd April.
Caporegime
I was hoping it would go to 3.3% at least, ah well.
Caporegime
I am up £3!
Man of Honour
Hopefully chip will announce a bump in the next day or two, they've been pretty on it so far every time the rates have risen
Soldato
Chse is looking increasing less appealing. So much for their "blow the competition out of the water" statement they made when they launched.
Why?
Man of Honour
They're still the only current account that offers ongoing 1% cashback without a fee as far as I'm aware. That's pretty decent, although probably offset business wise by the fact they offer sightly lower rates on saving.
Caporegime
Monzo does savings account? I’ve got the current account but I can’t see the rates on there.
Never mind, found it.
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Soldato
3.4%
So what's the gotcha to Natwest's Digital Regular Saver which offers 6.17% AER (6.00% Gross)? You just need to be a Natwest customer, which shouldn't be too hard to achieve.
Soldato
These are good rates but max is 5k for the 6%, anything over and it drops to 1%, plus you can only put up to £150 a month into this account.
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I see. So you can't just dump a lump sum in and pay £1/month to get the monthly interest?
Soldato
I see. So you can't just dump a lump sum in and pay £1/month to get the monthly interest?
Nope, for lump sums your best going with some of the other banking apps mentioned in here that offer 3%+, like Chase, Chip….
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Soldato
Do you think they could change that or once they announce something its set in stone, particularly since Chip is 3.4% now. Perhaps Chase will rethink and increase their rates.
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Soldato
Zopa's basic rate for their instant saver is still 3.21%. There's also 3 levels of pot you can open with notice periods to get a little more (7 days: 3.25%, 31 days: 3.31%, 95 days: 3.47%). They've been slower to react to the interest rate increases but it has remained higher than most instant access.
Someone did point out you cannot add to a pot that has notice served on it, I.E. You've requested to take that money out and you're waiting. I'm not agressively saving and hoping to throw my pot at a house so not an issue for me but useful to know for those frequently moving about.
Someone did point out you cannot add to a pot that has notice served on it, I.E. You've requested to take that money out and you're waiting. I'm not agressively saving and hoping to throw my pot at a house so not an issue for me but useful to know for those frequently moving about.
Man of Honour
Chip has been 3.4% since the beginning of the month, I assume they'd have already taken that into account.
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Soldato
Ah ok, Im still happy with Chase, the slightly higher rates from the others are not enough to make me jump, and I like the 1% cash back using the current account.