I think everyone have thier bike covered from the house insurance. Its best to pay the little extra and get cover at / away from home.
I had the bike cover added to our policy for nothing
Covered upto £1000 if stolen at or away from the house. £1000 is alright to cover a Dawes Oxide. When I get a new one, I will be getting it increased. I think an excess fee would be needed though.
I had the bike cover added to our policy for nothing
