Cat/pet insurance
- Thread starter BUDFORCE
- Start date
Associate
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- 24 Nov 2013
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- 475
Bought By Many have been fantastic for our 2 dogs. We’ve had to make several claims over the last few years. No problems at all.
I don't know about cats, but if a dog needed a major operation then it would chew (no pun intended) through 4k of cover.
Our dog was poorly earlier in the year (was quite possibly just worms in the end) and our bill was £1500 for a couple of scans and a few overnight stays in hospital with some drugs.
It's the same as them all, limit per year. Although some might have clauses to limit the amount per certain treatments etc - as always need to check the policy.
I'd say another +1 for pet plan, they were no hassle at all when it came to claiming.
That is quite bad. Go with someone who doesn't limit you like this IMO.
We're with Tesco for ours, we pay ~£40/month for £4k/condition, which is quite a bit lower than any others, and also they don't have a co-payment for older cats (our oldest is ~12 now, and most providers want an extra 20% of any treatment cost on top of your excess!)
We've never claimed however, so while the price is good, I obviously can't say how they are with claims
We've never claimed however, so while the price is good, I obviously can't say how they are with claims
Soldato
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- 13 Apr 2013
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- La France
Petplan worked well for us from kitten to when we left the U.K. with our stripey lunatic aged 10.
Caporegime
- Joined
- 18 Oct 2002
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We use equine pet insurance.
Paid out 2 grand when the kitten ate a walnut that got stuck in his intestine that had to be surgically removed.
Paid out 2 grand when the kitten ate a walnut that got stuck in his intestine that had to be surgically removed.
We’re with Tesco too and have claimed at least three times (our cat gets into fights with the cat next door). They’ve been absolutely great every time. Quick payouts and very pleasant to deal with. I’d highly recommend them.
Petplan give a discount and further discount for each further pet.
I think we pay something like £12 a month for two 4 year old cats. We're a bit over insured too as we pay about £10 a month to our vets for 2 6 monthly checkups and worming/flea treatment (which we mostly don't use) that includes 25% or something off vets bills. We've got a great vets though. It's a non-profit.
Petplan over in the USA got pretty bad compared to a few years ago. When it was good they paid out for a 4000 bill for blood transfusions. (I didn't even know that was a thing with dogs until that point).
Now, they are extremely expensive with significantly less coverage compared to other companies, and thats for everyone, not just me.
Just make sure you compare plans. The main reason is an emergency, which can be expensive. I know in the UK pets aren't treated like a luxury item so it may be a little different still.
Now, they are extremely expensive with significantly less coverage compared to other companies, and thats for everyone, not just me.
Just make sure you compare plans. The main reason is an emergency, which can be expensive. I know in the UK pets aren't treated like a luxury item so it may be a little different still.
we were with them but every year they increase premiums for no real reason
Same here. We were with Petplan, but the costs went up massively each year and with two cats, 8 and 9 and a 6 year old Collie it was getting ridiculous. I switched to Tesco and it was over half the price.
Yeah, we looked at petplan, but like you say, more expensive for less cover, and they wanted 20% on top of the excess for our oldest