- Joined
- 18 Jul 2021
- Posts
- 4,590
- Location
- Land of Gin (I wish)
Going to get a new card.
Failed PayPal and Western Union payments but taken from bank account
- Thread starter cheesefest
- Start date
He still has his money to buy another one, unless you're making him pay for your mistake?
Caporegime
- Joined
- 30 Jul 2013
- Posts
- 29,627
Crude question...Are you trying to bang the mum? I've never spent £250 on any of my friends or their kids
Soldato
- Joined
- 21 Oct 2011
- Posts
- 22,381
- Location
- ST4
So you sent some random person £250 via PayPal. Said random person then told you the payment had failed despite it leaving your bank account and told you to try again via Scammers Western Union. You then went ahead and sent them another £250? Yeah, you're not seeing that £500 again.
Mind boggles, thought this was a wind up thread tbh, op must live in a cave, to never have heard of Western Union
Permabanned
- Joined
- 9 Aug 2008
- Posts
- 35,711
You know what gets me though. If the bank was contacted they should be able to reverse ALL transactions no matter what payment processor you use.
100% you NEED to contact them NOW.
Then update us with what they say.
100% you NEED to contact them NOW.
Then update us with what they say.
Once the payment has been sent that is it though.
Permabanned
- Joined
- 9 Aug 2008
- Posts
- 35,711
It shouldn't be. Surely banks SHOULD be able to reverse ALL transactions.
oh dear...
WUCare
How to Send Money with Western Union | Western Union UK
Find answers to our customers' frequently asked questions about how to send money from the UK with Western Union.
You can cancel a money transfer only if it has not been picked up by your receiver. If you sent money to a bank account, you can cancel it if the transfer has not been completed by your receiver’s bank.
To request a refund, please call Customer Care, or if you sent the money in person, return to the agent location.
* The amount of money refunded (amount sent and/or transfer fees) depends on the service chosen and reason for cancellation. If you have questions regarding the amount to be refunded, contact Customer Care. Please also see our Terms and Conditions for more information.
It shouldn't be. Surely banks SHOULD be able to reverse ALL transactions.
oh dear...
WUCare
wucare.westernunion.com
How to Send Money with Western Union | Western Union UK
Find answers to our customers' frequently asked questions about how to send money from the UK with Western Union.www.westernunion.com
You can cancel a money transfer only if it has not been picked up by your receiver. If you sent money to a bank account, you can cancel it if the transfer has not been completed by your receiver’s bank.
To request a refund, please call Customer Care, or if you sent the money in person, return to the agent location.
* The amount of money refunded (amount sent and/or transfer fees) depends on the service chosen and reason for cancellation. If you have questions regarding the amount to be refunded, contact Customer Care. Please also see our Terms and Conditions for more information.
Well it's difficult. This is why there is such awareness over fraud now and why you have to jump through so many obstacles to actually send your money. Basically the OP fell for a scam that is well publicised, well known and ignored all the advice on eBay. Sorry but the bank is not at fault here.
Permabanned
- Joined
- 9 Aug 2008
- Posts
- 35,711
Yep. Maybe we need to up security more so it asks you to read something then continue. If you agree to continuing then the banks are not at fault. You only get scammed once before wanting to read everything.
Yep. Maybe we need to up security more so it asks you to read something then continue. If you agree to continuing then the banks are not at fault. You only get scammed once before wanting to read everything.
I don't know about WU but for actual banks whenever I do a transfer I get asked to double check, am I sure etc etc. The warnings are very clear.
Permabanned
- Joined
- 9 Aug 2008
- Posts
- 35,711
Yep I do see these frequently but not all.
Soldato
- Joined
- 21 Oct 2011
- Posts
- 22,381
- Location
- ST4
Indeed. I even get asked that when transferring monies betwixt my Halifax current account and my Halifax Savings account on the app.
- Joined
- 18 Jul 2021
- Posts
- 4,590
- Location
- Land of Gin (I wish)
Seller messaged me to say payment not gone through on PayPal. Tried again - not gone through her end. Then one WU. Two more payments came out fraudulently from PP.
Five payments of roughly £50 each. The toy retails at £135.
- Joined
- 18 Jul 2021
- Posts
- 4,590
- Location
- Land of Gin (I wish)
No but it was on the advise on the bank.Why? Don't tell me you've given them your card details as well?!
So you sold off ebay by the sounds of it?
Did you use paypal good and services or paypal friends and family? Not sure how additional payments could be made from paypal without your authorisation TBH.
Problem here is you've allowed the recipient to tell you it hadn't been received instead of taking it up with paypal. Hopefully you've raised it with PayPal already.