How much is your insurance?

Maz · 31 Dec 2012 at 10:57

Last year = Loads £££

This year £388.89 TPFT for an 05 Aprilia Tuono, I'm 28 with 1 YR NCB for bike policy, I have colourful accident and speeding history.

Would have went FC but didn't think it was worth the £978 they want.

jamesaltria · 31 Dec 2012 at 11:00

17, aircraft engineer, low risk area, got quoted £3500. I then made my sister apply for a provisional licence and then tried it with her as the main driver and me as a named driver on the policy. Brought it down to £1700. Compared to my friends quotes, was an absolute steal

acemastr · 31 Dec 2012 at 11:19

24(now 25) 3Years NCB on driveway

£228 TPFT, it halved from me going from 23 to 24 and 2 to 3years no claims

Draeger · 31 Dec 2012 at 12:02

Maz said:
Would have went FC but didn't think it was worth the £978 they want.

Holy smoke!!. I'm £112 fully comp with protected NCB on my Mille!!. I remember back around 1992 paying just under a grand a year for a BMW K100 at the age of about 19 though. Nightmare!!.

Maz · 31 Dec 2012 at 12:30

Draeger said:
Holy smoke!!. I'm £112 fully comp with protected NCB on my Mille!!. I remember back around 1992 paying just under a grand a year for a BMW K100 at the age of about 19 though. Nightmare!!.

I've had 9 points in the last 5 years and 2 crashes one of which was my fault!

kidloco · 31 Dec 2012 at 15:06

£190 for mine. Not to bad I suppose.

hillbilly2 · 31 Dec 2012 at 19:18

About £170 for my KTM 950 ADV. I'm 35.

unKle · 31 Dec 2012 at 22:11

GSXR1000K6 - limited to 2k miles a year/no commuting. Datatool S3. Thatcham lock/chain £212 Fcomp
DRZ400SM - no mileage limit, used for commuting, no alarm, Thatcham chain/lock £196 FComp

41 years old, 3 years no claims (had a few year break from biking, worse.decision.ever) Been riding 'legitimately' since I was 17.

No garage on my property and they don't class my house as 'brick built storage'. (Single biker

)

metbandit1 · 1 Jan 2013 at 11:42

Too much

arctine · 1 Jan 2013 at 11:47

jamesaltria said:
17, aircraft engineer, low risk area, got quoted £3500. I then made my sister apply for a provisional licence and then tried it with her as the main driver and me as a named driver on the policy. Brought it down to £1700. Compared to my friends quotes, was an absolute steal

Wtf are you riding?

Tattysnuc · 6 Jan 2013 at 11:01

This year was about the same as last year - £185 TP only again, via Swinton this time.

I'm riding on a CBT at the moment - will it help reduce my bill if I do the full license? I'm planning to do it when the weather picks up a bit, pennies permitting. I can;t afford it at the moment as the bike's due it's annual service...

Buchanan0204 · 6 Jan 2013 at 16:36

YarwoodUK said:
Title says it all really.

I'm 18, Full time employment, have my own car, 1years NCB on bike, and I'm getting (what I think to be) crap quotes (£1k fully comp - £684 TPFT - £493 TP).

Are they high prices for my age or is anybody out there the same age-range with similar bike paying less for insurance?

Worth waiting til I'm 19 (december) and getting insurance then?

Any advice/replies are appreciated

Haven't bought a bike yet, but looking at the ER6F as they seem to be one of the lowest insurance group bikes of my liking.

Am I missing something here? Don't you need to be 21, soon to be 24 to ride anything above a 125cc?

A lot of under 21's mentioning big bikes. Is this anything to do with those restrictor kits? I didn't think you could put them on a 600cc bike?

On Holiday · 6 Jan 2013 at 17:09

Yeah, if you're under 21 you need to have the bike restricted to 33bhp, cost £100 for my ER6F. After 2 years of passing your test you can have the restrictor removed (or if you reach 21 - whichever comes first).

Although it's all changing with the new 2013 rules now, which will only effect those who pass after they come into force.

~Dockie · 6 Jan 2013 at 17:16

Tattysnuc said:
This year was about the same as last year - £185 TP only again, via Swinton this time.

I'm riding on a CBT at the moment - will it help reduce my bill if I do the full license?

i would have thought so.

i pay 130£/year for tpf/t on my bike. 21 with 4years ncb.

MADMAN69UK · 6 Jan 2013 at 21:39

YarwoodUK said:
Yeah, if you're under 21 you need to have the bike restricted to 33bhp, cost £100 for my ER6F. After 2 years of passing your test you can have the restrictor removed (or if you reach 21 - whichever comes first).

Although it's all changing with the new 2013 rules now, which will only effect those who pass after they come into force.

As far as I know, it's 2 years with the restrictor regardless of your age. I was 30 when I took the A2 test. Still had to wait 2 years for my license to be upgraded

acemastr · 6 Jan 2013 at 21:48

MADMAN69UK said:
As far as I know, it's 2 years with the restrictor regardless of your age. I was 30 when I took the A2 test. Still had to wait 2 years for my license to be upgraded

Why in the world would you do an A2 at 30 years old?

MADMAN69UK · 7 Jan 2013 at 00:20

acemastr said:
Why in the world would you do an A2 at 30 years old?

Didn't need/want the extra power at that point, so just took myself through the tests on a CBF125.

Restricted 2009 ER-6f did me fine for 2yrs. Plenty enough power to get you into trouble very easily

Skynet-T800 · 19 Jan 2013 at 20:26

Recent quote for my new R1 (not picked it up yet)

Came in at £615 £200 more than my modded R6!

Not sure if this is good or bad atm, I guess good as its a brand new bike and insurance will always be higher in that respect!

Will find out when I get the reg or vin number for it!

Hopefully £500 mark!

leigh_boy · 19 Jan 2013 at 21:58

When i was 18 my gsxr k3 600 was £1800 to insure
now at 24 my rsv 1000 is £180 tpft

Incinerat0r · 19 Jan 2013 at 23:35

Skynet-T800 said:
Recent quote for my new R1 (not picked it up yet)

Came in at £615 £200 more than my modded R6!

Not sure if this is good or bad atm, I guess good as its a brand new bike and insurance will always be higher in that respect!

Will find out when I get the reg or vin number for it!

Hopefully £500 mark!

I did some quotes on 08 R1's and fully comp I was looking at £2.5k at 21, yet if I was 22 it would be around the £500 mark and an 08 R6 would be about £400, this is with 5 years no claims and kept on private property. It would depend on your age, no claims and area to say if it was good or not