How much is your insurance?

Last year = Loads £££

This year £388.89 TPFT for an 05 Aprilia Tuono, I'm 28 with 1 YR NCB for bike policy, I have colourful accident and speeding history.

Would have went FC but didn't think it was worth the £978 they want.
 
17, aircraft engineer, low risk area, got quoted £3500. I then made my sister apply for a provisional licence and then tried it with her as the main driver and me as a named driver on the policy. Brought it down to £1700. Compared to my friends quotes, was an absolute steal
 
Draeger said:
Holy smoke!!. I'm £112 fully comp with protected NCB on my Mille!!. I remember back around 1992 paying just under a grand a year for a BMW K100 at the age of about 19 though. Nightmare!!.
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I've had 9 points in the last 5 years and 2 crashes one of which was my fault!
 
GSXR1000K6 - limited to 2k miles a year/no commuting. Datatool S3. Thatcham lock/chain £212 Fcomp
DRZ400SM - no mileage limit, used for commuting, no alarm, Thatcham chain/lock £196 FComp

41 years old, 3 years no claims (had a few year break from biking, worse.decision.ever) Been riding 'legitimately' since I was 17.

No garage on my property and they don't class my house as 'brick built storage'. (Single biker :D )
 
jamesaltria said:
17, aircraft engineer, low risk area, got quoted £3500. I then made my sister apply for a provisional licence and then tried it with her as the main driver and me as a named driver on the policy. Brought it down to £1700. Compared to my friends quotes, was an absolute steal
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Wtf are you riding?
 
This year was about the same as last year - £185 TP only again, via Swinton this time.

I'm riding on a CBT at the moment - will it help reduce my bill if I do the full license? I'm planning to do it when the weather picks up a bit, pennies permitting. I can;t afford it at the moment as the bike's due it's annual service...
 
YarwoodUK said:
Title says it all really.

I'm 18, Full time employment, have my own car, 1years NCB on bike, and I'm getting (what I think to be) crap quotes (£1k fully comp - £684 TPFT - £493 TP).

Are they high prices for my age or is anybody out there the same age-range with similar bike paying less for insurance?

Worth waiting til I'm 19 (december) and getting insurance then?

Any advice/replies are appreciated :)

Haven't bought a bike yet, but looking at the ER6F as they seem to be one of the lowest insurance group bikes of my liking.
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Am I missing something here? Don't you need to be 21, soon to be 24 to ride anything above a 125cc?

A lot of under 21's mentioning big bikes. Is this anything to do with those restrictor kits? I didn't think you could put them on a 600cc bike?
 
Yeah, if you're under 21 you need to have the bike restricted to 33bhp, cost £100 for my ER6F. After 2 years of passing your test you can have the restrictor removed (or if you reach 21 - whichever comes first).

Although it's all changing with the new 2013 rules now, which will only effect those who pass after they come into force.
 
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Tattysnuc said:
This year was about the same as last year - £185 TP only again, via Swinton this time.

I'm riding on a CBT at the moment - will it help reduce my bill if I do the full license?
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i would have thought so.

i pay 130£/year for tpf/t on my bike. 21 with 4years ncb.
 
YarwoodUK said:
Yeah, if you're under 21 you need to have the bike restricted to 33bhp, cost £100 for my ER6F. After 2 years of passing your test you can have the restrictor removed (or if you reach 21 - whichever comes first).

Although it's all changing with the new 2013 rules now, which will only effect those who pass after they come into force.
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As far as I know, it's 2 years with the restrictor regardless of your age. I was 30 when I took the A2 test. Still had to wait 2 years for my license to be upgraded :)
 
Recent quote for my new R1 (not picked it up yet)

Came in at £615 £200 more than my modded R6!

Not sure if this is good or bad atm, I guess good as its a brand new bike and insurance will always be higher in that respect!

Will find out when I get the reg or vin number for it!

Hopefully £500 mark!
 
Skynet-T800 said:
Recent quote for my new R1 (not picked it up yet)

Came in at £615 £200 more than my modded R6!

Not sure if this is good or bad atm, I guess good as its a brand new bike and insurance will always be higher in that respect!

Will find out when I get the reg or vin number for it!

Hopefully £500 mark!
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I did some quotes on 08 R1's and fully comp I was looking at £2.5k at 21, yet if I was 22 it would be around the £500 mark and an 08 R6 would be about £400, this is with 5 years no claims and kept on private property. It would depend on your age, no claims and area to say if it was good or not
 
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