If you could change an event in your life what would it be ?

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I'd have kept my early medical notes in a safer place - I'd literally be £560k better off, rather than waiting for the end of a sackless Inquiry, 30 years too late, whilst Penny Mordaunt and a Tory-selected panel decide whether 6 year old me received Hep-C via infected Factor VIII, or from "sharing needles or promiscuous homosexuality"...

If anyone's interested: https://www.factor8scandal.uk/contaminated-blood-scandal

By contrast, infected American Haemophiliacs (or their survivors) received roughly $1.8M each by 1998.

(Just to be clear: I'd rather not have received tainted blood at all - but we can't choose our genetics. I'm also grateful to still be alive, unlike 95% of the Haemophiliac boys I grew up with.)
 
My biggest regret is very recent and it's not getting involved in the GME short squeeze.

I had followed along for several months watching the share value slowly creeping up, short interest increasing and failure to cover shorts increasing too.

I tried to explain to my wife about this gamble and had 3 heated arguments with her during December/January. After the last argument I thought **** she is too risk averse (i.e. maximally rise averse) and has no interest in listening to the play let alone trying to understand. I sat down at the PC ready to roll the dice on our savings.

As I sat there, I thought about a relative who had secretly gambled (horses) away his life savings and made his family much less secure in retirement. I thought about this and about going behind my wife's back with something that she was dead set against.

If the gamble went **** up we'd be several years behind financially. My cautious, rational mind prevailed and I did not proceed.

As the share price rocketed I felt doom, despair and sorrow as if someone dear to me had died. I hoped that by "playing the game" about what "could have been" I'd miss the peak and have messed up, losing it all or not making a significant amount of money.

Unfortunately the game did not help my sorrow. I believe I would have made £600-900k after deductions. Obviously this is now an imaginary scenario, and I do not know how big my balls are, how I'd handle the pressure or whether I'd bottle it early or late. But playing the game using my logical rational mind, I'd have made a **** ton of money which would have changed our life's for the better.

I'm still slowly getting over this episode in my life. In order to aid my mental health I've deleted social media from my phone and I have dramatically cut down on my interest usage. I now only really read the news, overclockers and pistonheads.

The wife keeps going on about wanting to move house. This episode in my life still hurts me no end.
 
malccy said:
Trying heroin. Ended up being a lifetime battle. Almost three years clean presently though.
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Oh god, I found some once, glad I didn't touch it!

Wish I'd never gone through a "recreational substances" phase when I was younger. That was fun but cost me a lot of money that I'd really like back. :(
 
Luckystrike123 said:
My biggest regret is very recent and it's not getting involved in the GME short squeeze.

I had followed along for several months watching the share value slowly creeping up, short interest increasing and failure to cover shorts increasing too.

I tried to explain to my wife about this gamble and had 3 heated arguments with her during December/January. After the last argument I thought **** she is too risk averse (i.e. maximally rise averse) and has no interest in listening to the play let alone trying to understand. I sat down at the PC ready to roll the dice on our savings.

As I sat there, I thought about a relative who had secretly gambled (horses) away his life savings and made his family much less secure in retirement. I thought about this and about going behind my wife's back with something that she was dead set against.

If the gamble went **** up we'd be several years behind financially. My cautious, rational mind prevailed and I did not proceed.

As the share price rocketed I felt doom, despair and sorrow as if someone dear to me had died. I hoped that by "playing the game" about what "could have been" I'd miss the peak and have messed up, losing it all or not making a significant amount of money.

Unfortunately the game did not help my sorrow. I believe I would have made £600-900k after deductions. Obviously this is now an imaginary scenario, and I do not know how big my balls are, how I'd handle the pressure or whether I'd bottle it early or late. But playing the game using my logical rational mind, I'd have made a **** ton of money which would have changed our life's for the better.

I'm still slowly getting over this episode in my life. In order to aid my mental health I've deleted social media from my phone and I have dramatically cut down on my interest usage. I now only really read the news, overclockers and pistonheads.

The wife keeps going on about wanting to move house. This episode in my life still hurts me no end.
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21 yrs ago I had 5 figure sum to spare - I had two choices
1 A Tech firm
2 Dirty hand company.
Needless to say I picked the wrong one - The Tech company is now 75% down on what I paid
The dirty hand company - a mining company peaked at well over £35 a share --It was half price of tech company so I would have had a field day.
Due to buy backs -acquisitions - two for one share I am now looking at £2k
Still we haven't suffered but I felt guilty and have saved every penny I have had for wife if I go first.
 
DXP55 said:
21 yrs ago I had 5 figure sum to spare - I had two choices
1 A Tech firm
2 Dirty hand company.
Needless to say I picked the wrong one - The Tech company is now 75% down on what I paid
The dirty hand company - a mining company peaked at well over £35 a share --It was half price of tech company so I would have had a field day.
Due to buy backs -acquisitions - two for one share I am now looking at £2k
Still we haven't suffered but I felt guilty and have saved every penny I have had for wife if I go first.
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I think that I could have taken the loss if I was single and childless. I'm a graduate chemical engineer so my future looks good regardless, but if I'd have lost ~5 years of savings (essentially my wife's salary over that period) I don't think she'd ever forgive me.

It could have been worse though. I showed her the stock graph at $350, and told her that it could go much higher. Her eyes lit up and told me to buy the shares. I declined as the moment was lost. Thank God I did.

Its interesting that you carry this guilt after so many years. In the future I hope to be able to look back on this and feel indifferent. But missing out on x20 return on investment. FFS.
 
I retired 21 yrs ago with a small lump sum - I threw away a good part of it. I have clawed it back over the years just by not splashing out on things I don't need but I can say it was a big financial blow at the time but like everything we have done you somehow get it back one way or another. It is though one thing I will never forget.
What do they say "Stupid Boy Pike" :D
 
Luckystrike123 said:
I think that I could have taken the loss if I was single and childless. I'm a graduate chemical engineer so my future looks good regardless, but if I'd have lost ~5 years of savings (essentially my wife's salary over that period) I don't think she'd ever forgive me.

It could have been worse though. I showed her the stock graph at $350, and told her that it could go much higher. Her eyes lit up and told me to buy the shares. I declined as the moment was lost. Thank God I did.

Its interesting that you carry this guilt after so many years. In the future I hope to be able to look back on this and feel indifferent. But missing out on x20 return on investment. FFS.
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Feels like she doesn't even take your username seriously.
 
Everything i have in my life is rubbish.

My home, tv, laptop, phone, job, qualifications, car, job, chance of a relationship.

You name it

Why am i so rubbish at everything ?
 
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