Insurance

JoeBoi

JoeBoi

JoeBoi

Soldato
Joined
29 Dec 2005
Posts
6,355
Location
Northants
Hi guys, I passed my test last month and am now thinking of getting a car since I've got a bit more money :D So what I wanted to ask was what would insurance be like on a "97 Fiesta 1.3 Encore 3dr" I'll be 19 at the end of the month havn't done Pass Plus.

Thanks in advance Joe
 
Do an online quote from an insurer in the sticky, anything any one says on here will just be guess work.
 
Do not buy a Fiesta 1.3 Encore. It is a candidate for worst car ever.

Here is why:

a) It has the awful, horrible, nasty Endura 1.3 engine. It's unrefined, its noisy, and its about as powerful as a small hamster. Who died.
b) It is an Encore. This is absolute bottom of the range. You get horrible black plastic bumpers which fade to an annoying grey colour, you get stupid handles to wind the windows up with, you don't get any kit whatsoever. It's rubbish.

It also looks rubbish with it's ugly front end, annoying black bumpers and stupid wheel trims.

If you want a Fiesta, buy a 1.25 instead. Smaller engine, but better in every single way. And get a Zetec or a Ghia.
 
There is no doubt that the 1.3 is a dire engine, seriously outclassed by the 1.25. This, unfortunately, is reflected in the insurance groups. The 1.3 is IG4, the 1.25 is IG5/6 dependant on trim level.
 
emailiscrap said:
There is no doubt that the 1.3 is a dire engine, seriously outclassed by the 1.25. This, unfortunately, is reflected in the insurance groups. The 1.3 is IG4, the 1.25 is IG5/6 dependant on trim level.
Click to expand...

However, the difference between Group 4 and Group 5 is negligable at best.
 
[TW]Fox said:
However, the difference between Group 4 and Group 5 is negligable at best.
Click to expand...
Possibly, but the difference between 4 and 6 is less so. I have no idea of the OP's financial circumstances, but that difference could be too much.
as Firestar stated, the only way to know for sure is to get quotes.
 
emailiscrap said:
Possibly, but the difference between 4 and 6 is less so. I have no idea of the OP's financial circumstances, but that difference could be too much.
as Firestar stated, the only way to know for sure is to get quotes.
Click to expand...

I disagree. As somebody who has been insuring Group 9 and above since 18, I've found little real difference between the lower groups. Certainly not enough to dictate car choice.
 
a) It has the awful, horrible, nasty Endura 1.3 engine. It's unrefined, its noisy, and its about as powerful as a small hamster. Who died.
b) It is an Encore. This is absolute bottom of the range. You get horrible black plastic bumpers which fade to an annoying grey colour, you get stupid handles to wind the windows up with, you don't get any kit whatsoever. It's rubbish.
Click to expand...
Well tbh mate I ain't gonna be going any where in a hurry with it :D


Is there any way to get insurance quotes without Vreg numbers? Since I don't really have any to go on. Also yeh I was looking at some Zetecs look really Nice
 
My quote was £87 extra, for the 1.25 Fiesta than the 1.3, certainly not enough to make me go for the 1.3 because it was cheaper.

The £87 was far outweighed by the 1.25's better engine, more features, alloy wheels, front fog lights etc etc
 
JoeBoi said:
Well tbh mate I ain't gonna be going any where in a hurry with it :D
Click to expand...

Thats no reason to buy something utterly horrible when you can get something better for the same money.

Is there any way to get insurance quotes without Vreg numbers?
Click to expand...

Yup, leave the reg box blank.
 
Thanks guys for the quick responses also is there any other good places to search for cars other than eBay and Autotrader? since there isn't too many Zetecs infact theres like 2 in my price range :D
 
Whats some good Online companies to try then cause I was going to look at the autotrader ones but really I wanna know what decent ones other people know :D not something they will get commision on :D
 
Well I just done a online quote on the autotrader on a 1.25 Ghia 1996 (N) and the highest insurance I got was "£4564.40" the lowest "£2635.72" Fully comp so bit to expensive there any ideas where to look now? :D
 
Goto the insurance company sites and quote, those quote things like confused are total bs, http://forums.overclockers.co.uk/showthread.php?t=102700.

THE INSURANCE SECTION

Admiral 0800 600 800 http://www.admiral.com/
Adrian Flux 01553 777 240 www.adrianflux.co.uk/
AON 01384 552 670 www.aon.com
A-Plan 0845 071 123 www.aplan.co.uk/
AXA 0800 015 4292 http://www.axa-motor.co.uk
Bell Direct 0800 140 180 www.belldirect.co.uk/
Bennetts 0990 202090 www.bennetts.co.uk/
Bugdet 0800 028 9044 www.budgetinsurance.com/
Catterall 01254 695 055 www.chris-thompson.co.uk/
Churchill 0800 200 331 http://www.churchill.com
Cis 08457 464646 www.cis.co.uk/
CoverSure (RallySure) 01829 733 880 www.dmatters.co.uk/
Crowthorne Insurance 01344 771626 www.crowthorne.co.uk
Direct Line 0845 246 8701 http://uk.directline.com/
Elephant 0870 6080668 http://www.elephant.co.uk
Endsleigh 0800 028 3571 http://www.endsleigh.co.uk
Footman 0121 651 6250 www.footmanjames.co.uk
Graham Sykes 0870 444 6319 www.graham-sykes.co.uk/
Greenlight 01277 263 030 www.greenlight-insurance.co.uk/
Hill House Hamond 01733 310899 www.hhh.co.uk/
Keith Michaels 0181 642 7868 www.keithmichaels.co.uk
Lifesure (good for imports, 25+ only) WWW.LIFESURE.CO.UK
Liverpool Victoria 0800 514 514 http://www.liverpoolvictoria.co.uk
More Than 0800 072 4186 http://www.morethan.com
Motor Quote Direct 0800 48 44 33 http://www.motorquotedirect.co.uk/
Nash Warren 0121 561 4484 www.nashwarren.co.uk/
Norwich Union 0870 242 0800 www.norwichunion.com/
Peart 0870 240 2972 www.peart.co.uk/
Peoples Choice 0800 614 824 www.peopleschoice.co.uk/
Performance Direct 08704 203896 www.performancedirect.co.uk/
Privilege Insurance 0113 292 5555 www.privilege.com/
Quinn Direct 0845 850 0845 www.quinn-direct.com/
QuoteLine Direct 0870 444 0870 www.quoteline-direct.co.uk/
RAC 0845 3000 755 http://www.rac.co.uk
Sainsburys 0800 032 0000 www.sainsburysbank.co.uk/insurance/
Sky Insurance (good for mods) www.skyinsurance.co.uk
Tesco's 0845 300 9900 http://www.tesco.com
The AA 0870 606 0483 http://www.theaa.com
Hastings Direct 0800 00 1066 http://www.hastingsdirect.com
Esure 0845 603 7873 http://www.esure.com
Halifax 0845 608 9913 http://carinsurance.halifax-online.co.uk
Eagle Star 08459 45 45 67 http://www.eaglestar.co.uk
Lloyds TSB 0800 056 3040 http://www.insurance.co.uk
Screen Trade 0800 435 207 http://www.screentrade.co.uk
Its4me 0870 0131 464 http://www.its4me.co.uk/
The Insurance Centre 0709 2511050 http://www.theinsurancecentre.co.uk
 
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