this lol
even £3.5k/yr is cheap for this kind of risk profile
Massive Car insurance costs?
- Thread starter MatsyLR
- Start date
even £3.5k/yr is cheap for this kind of risk profile
Pretend you're 18 and just passed your test, get a car that's not going to tempt you to speed and get a few years no claims under your belt. I am surprised they are willing to insure you to be honest
Soldato
Sell and buy a cheaper car to insure!
Soldato
Moja did provide me a renewal quote, strange as they weren't quoting me on a new policy.
It was very similar to the Aviva zero quote I've already bought.
Not sure whether to cancel Aviva now and stick to the Moja renewal.
It was very similar to the Aviva zero quote I've already bought.
Not sure whether to cancel Aviva now and stick to the Moja renewal.
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Caporegime
99% he has it on the drip and now has a financed car with 2 years left that he cannot drive because he cannot get the insurance.
#ModernBritain.
I stupidly claimed on my insurance last year after someone hit me whilst I was stationary - 0 fault for me and a moderate sized dent which insurers repaired. Prob would've cost £500 out of pocket, but my insurance jumped from £1100 to £1600 this year. 5 years NCD and no points. London though which I suppose hurts.
And I guess I'm forced to declare the accident every year aren't I since it's all a central database even though it was nothing to do with me!
And I guess I'm forced to declare the accident every year aren't I since it's all a central database even though it was nothing to do with me!
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Soldato
Declare for 5 years i believe
Man of Honour
That doesn't sound like an unusual increase for this year even if you hadn't claimed to be fair
Soldato
My insurance was coming back as the same price as last year so I was delighted until I had to then input the wife's accident and speeding details, Shot up £250 which compared to most isn't terrible but I thought I'd got away with missing the hikes!
That's because she's higher risk now.
Soldato
- Joined
- 23 May 2006
- Posts
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why did you claim on your insurance if you were not at fault....... or was it a hit and run?
my wifes car was written off a few months back, a plonker tried to squeeze between my wife who had pulled over and an on coming ambulance with blues on and hit it head on.
ambulance and 2 cars written off as well as damage to another car as well (the car doing the overtake bounced off the ambulance into my wife writing off her car and shunting the ambulance into a car which had pulled over on the ambulance side of the road. (a miracle no one was badly hurt)
what effect this will have on our insurance i dread to find out....... (its a multi car policy) also we have 2 high group cars now, my jag ipace, and we replaced my wifes written off pug 308 with a bmw i3.
we didnt claim off our insurance however at all..... so will just be 1 no fault accident we need to declare.
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Soldato
Oh I understand why so in real terms the premium hasn't gone up but obviously went up because of that.
I thought my quote of £950 for my M3P was expensive (it was £750 last year) and that's with 3 points. I have no advice for this unfortunately
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Mine went from £950 to £1350, not great but not as bad as some increases Ive seen. I called and got it down to £1250 after checking the usual comparisons. It wasnt a bad price compared.
The biggest increase was my Vito Tourer for some reason, the algo didnt like it so much. The others were alright, Skyline is pretty cheap and the other two were about the same.
The biggest increase was my Vito Tourer for some reason, the algo didnt like it so much. The others were alright, Skyline is pretty cheap and the other two were about the same.
Soldato
My renewal is mid March so it'll be interesting to see what I get quoted. £240 last year. I did run a Compare the Market quote and it came in at £268 so not too bad a jump (11%)... Certainly better than the circa 40% jump in my home insurance.
Soldato
Renewing for my 2009 320d workhorse due 18th Jan. Use it for business use.
Paid £372 last year, renewal was close to £850! quick comparison quote and managed to find another insurer offering £595. Still a bitter pill and yet another cost increase to add to the ever growing list of things which are more expensive.
EDIT : this is with a none fault claim in 2020.
Paid £372 last year, renewal was close to £850! quick comparison quote and managed to find another insurer offering £595. Still a bitter pill and yet another cost increase to add to the ever growing list of things which are more expensive.
EDIT : this is with a none fault claim in 2020.
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After I kept seeing prices increase for no reason late December on every quote I got, I waited until this first week of Jan and didn't place any more quotes online so systems didn't keep seeing quotes for my address/car reg. Not sure if this truly affects it. Cleared all my cookies. Set start time to exactly the same and quotes have gone down about £100-200. I think it was a combination of:
a) Getting quotes around 25th-31st December are just higher for whatever reason. End of month? End of year?
b) I can now answer that my son has had a licence for 1 year 0 months, instead of 0 years, 11 months. I think that less than a year thing must add risk on their systems.
a) Getting quotes around 25th-31st December are just higher for whatever reason. End of month? End of year?
b) I can now answer that my son has had a licence for 1 year 0 months, instead of 0 years, 11 months. I think that less than a year thing must add risk on their systems.
Well actually, I would not call it a crash but repairs are expensive. Plus it was both driver's fault.Suck it up and learn from your mistakes. Maybe get a cheaper car and learn how to drive first. You have done that 10k damage now you have to pay it back.
You have gotten 6 points and crashed twice in the space of 5 years. You are massive risk.
First was just a scratch to other car- but a guy saw me (woman, 5'2) and he wanted 3k in cash for not doing it through insurance so I said f87687 you and did the claim
It was very little - but still a claim
6 points- easy to get in London with all cameras, and these were really stupid, I was thinking about something and exceeded 20mph which is easy to do and 30mph another time.
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