Massive Car insurance costs?

Just got my renewal in for my Saab 9-5 Aero and after all the posts in here I was expecting the worst. It has gone up but by only 7 quid. £172 for the year from £165.
 
koolpc said:
Free bus pass incoming this year! I may ditch the car then.
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Brave!

If you fancy waiting 1hr for a bus or in some places no bus at all for days.

I dont exactly have a like to like renewal as I got my latest car half way through a policy year.

But ran the quote for the last car, which is a diesel, that went up £280 or something. But funnily the quote is more expensive than my EV premium whilst the diesel is a cheaper car.

Would be interesting to see what my renew would be sept this year
 
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SGWills said:
plus the saving on parking and fuel. The way things are currently i be surprised if a lot of people dont follow suit
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It's a conspiracy to clear congestion :cry: . My mum and dad make use of theirs, which I have no issues with. Think they've even taken my kids for a bus ride when theyve been watching them on summer holidays and half term.
 
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Insurance renewal is next month this month it was 3 new tyres this week and a full service+MOT next week, ouch. Its going to be an expensive start to the year and I've yet to get hit by insurance
 
+32% though the broker policy fee increased from £5 to £35! They conceded and held this at £5, bringing the increase this year to +22%. (Adrian Flux).

They are still less than half what other main stream insurers are offering.

Edit: pushed back on the policy fee increase and they conceded easily enough.
 
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MatsyLR said:
Just seeing if I'm going mad here.
Been driving 2 years, no points. 32 years old.
Last year's insurance was £610 on Hastings Premier.

Just looking at quotes and the same plan on compare the market is £864? what on earth is going on??? Can't get it below 850 no matter what I do or where I look.

I know prices have went up, but not by almost 50%.
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I think everyone is feeling this at the moment :(
 
riddler said:
I think everyone is feeling this at the moment :(
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Ended up going with by by miles for £538.97 with 4k miles. You get refunded for any miles you don't do. Cover cost £186.97 then £352 for 4k miles

Renewed in June and I'm not even a 800 miles yet (I drive very short distances) looking to get around £200-250 in refunds once it expires for miles not used.

Amazing if your a low mileage driver
 
Mine went up this year too.

Old Octavia VRS - some mods. Nicer part of Middlesbrough (if there is one), 8 yrs no claims, shopped around and could not find anything cheaper. I ended up paying just under £300 up from ~£200 last year.
 
bell_tree said:
in my home country there are no speed limits on some parts of a motorway, and generally people drive...faster
Insurance is half the price comparing to thee UK! I have no idea why it is so expensive here
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Could be a multitude of potential factors:
  • Vehicle repairs probably cost more here. Keep in mind UK cars in some cases probably have unique parts due to being RHD instead of LHD.
  • UK has legislation which may not apply overseas
  • Expensive hire car costs
  • High levels of personal injury fraud
  • Potentially more cars relative to road footprint
  • You live in London. London postcodes are likely expensive, especially those with high crime rates. As per above also loads of cars crammed in to narrow streets.
  • Potentially you are paying more due to not being a native UK citizen, I'm not saying this should be the case, but their perception of risk might be higher.
 
Got my renewal quote through for my Mk3 Focus RS. Up from £264 last year to £373.

Put my details in to Compare the market and my current insurer is the cheapest quote at £346!!!
 
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