Massive Car insurance costs?

If I had gone with my first quote just for Insurance £269 after a close shave with They Who Shall Not Be Mentioned Ever Again. I decided to stay with my previous Insurance so Insurance+Breakdown came to £369 which infact was cheaper than last year. This 'PROVE YOUR NCD' or we will cancel your insurance is just very agressive and needless though, who thought that was a great idea? I do see now I've renewed that I have been sent a "protected No Claims Discount.pdf" can't say I've ever been asked or took any notice of these new changes! That said it is only for 9 years, I had about 18 years or more which has already been stated above. but it didn't seem to make a lot of difference as most companys only go upto 9 years anyway.
 
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Being ex RAF I tried a Forces insurer, Forces Mutual who advertise in the RBL magazine and they wanted a gigantic £1650 a year!!
I used them for a couple of years when I worked for them and they were massively cheaper than anyone else. Staff discount helps!

For the Mazda, I moved from esure to Tesco in 2022 and have been with them since. I always call around and never take the renewal they offer me.

2022-2023 I paid £203
2023-2024 I paid £289
2024-2025 I paid £279
 
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