Massive Car insurance costs?

Conscript said:
Girlfriend was insured with them, and we had a nightmare with the quality of work conducted by their "approved repairer" when someone crashed into her parked car a few winters back. Basically came back with obvious structural damage untouched. I'd rather try and avoid them in the future.

EDIT: Just re-checked my comparison quotes and realised they were all including a £250 voluntary excess. Current provider's renewal (Christ Knott) is based on a £0 voluntary / £200 compulsory excess. Adjusted the comparison to remove the voluntary excess, which closes the gap...but still includes £350 compulsory excess at a minimum, making it harder for me to get CK to price match. I might ring them up and see if adding a voluntary excess will lower the premium.
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Just phoned up and got the renewal down from £801 to £631. They don't price match Admiral group, but it turns out that I still had my parents as named drivers (70 and 74), added a few years ago purely as a renewal reducing exercise. Now it seems to be having the opposite effect, so removing them and also reducing my annual mileage slightly from 10K to 8K miles dropped the renewal price.

Happy with that. Still miss the days of paying ~£300 a year, but it's slightly less than last year's premium at least.
 
Hard to fully estimate reasons as we've just sold our secondary car meaning we're stopping a multi-car policy (which gives discount across) and updated status for both drivers having regular access to just 1 car now but the best quote I've been able to get is ~20% increase over last year. That's after a 50% increase last year :confused:
 
Had been with same insurer for about 4 years as they'd always drop renewal price when contacted to match similar offers from comparison sites.

This year they weren't willing to budge and had put price up by about 35%, so ended up cancelling and moving elsewhere.
 
It's about time some insurer comes along with a reasonable budget insurance. No unfixable EVs, no limitless courtesy car, no minor ding write-offs. Your cover for total loss of the car is X, that'll cost you Y per year. I'd be up for that
 
d_brennen said:
It's about time some insurer comes along with a reasonable budget insurance. No unfixable EVs, no limitless courtesy car, no minor ding write-offs. Your cover for total loss of the car is X, that'll cost you Y per year. I'd be up for that
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Need to factor in the cost of 3rd parties though
 
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