My 2024 m4 cost me £1100, which is still cheaper than the old £5k van I used for fishing (almost £1200)
Weirdly though, all of my NCD (5 years) is on my truck and I found out I couldn’t transfer the NCB from a truck to a car.
Then I discovered with quotes, that the difference between 0 and 5 years NCD was £15 cheaper a year…..
I used to think NCD meant quite a lot, but for me (42 year old, 21 year old license with 100% clean history) it doesn’t seem to mean anything…
I guess NCD only really helps for much younger/newer drivers?