Monzo/Starling Banking/Revolut

LiE · 13 Mar 2020 at 10:56

Yea cards are so dated now

I pay with Apple pay pretty much everything.

LiE · 13 Mar 2020 at 11:03

ChrisD. said:
Switch almost complete, I can see a payment from work for expenses showing as pending and I've not changed my work details yet. Also a pending direct debit is showing as well as the remaining balance from First Direct has been sent over. All very slick and I'm really enjoying the app.

You should be able to get that payment at 4pm the day before it's due to come in.

ChrisD. · 13 Mar 2020 at 11:04

Yeah, that's what the app is showing. I did it with a withdrawal from Premium Bonds a week or so ago.

Deleted member 77746 · 13 Mar 2020 at 11:12

LiE said:
Yea cards are so dated now I pay with Apple pay pretty much everything.

I know right. Who uses cards these days. :rolleyes:

ChrisD. · 13 Mar 2020 at 11:14

mrbell1984 said:
I know right. Who uses cards these days.

I do, I fill up at Tesco for BA points but they still don't accept over £30 using Apple Pay so I use my Amex card. Same for shopping there too.

Feek · 13 Mar 2020 at 11:23

Tesco is one of the few places I have to use my physical card when I spend over £30 via Apple Pay. I wish they'd remove that limit as most other companies have done.

ChrisD. · 13 Mar 2020 at 11:25

I always get the 'can you try again' when I try contactless or Apple Pay at Tesco. It's been happening for about two years now where the first attempt just seems to time out.

Deleted member 77746 · 13 Mar 2020 at 11:31

ChrisD. said:
I always get the 'can you try again' when I try contactless or Apple Pay at Tesco. It's been happening for about two years now where the first attempt just seems to time out.

I would be tempted to reset the phone and re-add the contactless cards to the phone.

ChrisD. · 13 Mar 2020 at 11:39

mrbell1984 said:
I would be tempted to reset the phone and re-add the contactless cards to the phone.

It does it with physical cards as well, I'm sure it's a Tesco backend issue.

Efour · 13 Mar 2020 at 12:10

I got a request from Revolut to resend my ID that registered with, through the app, because banking regs have changed.

I didn't think much of it because it came through the app and gave it willingly

Anyone else got this? Might be cos im registered from not the UK. Something from Brexit regulation possibly.

Feek · 13 Mar 2020 at 12:24

Efour said:
Anyone else got this?

Yes, I got it last week.

Efour · 13 Mar 2020 at 12:25

Feek said:
Yes, I got it last week.

Phew, cheers

ChrisD. · 13 Mar 2020 at 12:35

Final notification through that the switch has completed.

Feek · 13 Mar 2020 at 12:37

Nice! enjoy the future.

englishpremier · 13 Mar 2020 at 18:38

mrbell1984 said:
I never switched though myself I decided to open new account rather than switching. I have nothing to switch really

EDIT: With Revolut you can now get a metal card like Apple;
https://www.revolut.com/introducing-revolut-metal

Must have come out a year before Apple.

LiE said:
Yea cards are so dated now I pay with Apple pay pretty much everything.

Hmm the mobile pay solutions are only good for tiny purchases, and the new security measures mean they often fail especially abroad. I used to use it a lot for lunch, bakery, pubs etc.. but now it's just a pain. Things that won't go through via apple/android pay (I have both) go through just fine using the physical card contactless.

Deleted member 77746 · 13 Mar 2020 at 18:39

englishpremier said:
Must have come out a year before Apple.

That shows you how much I know. I never knew this at all.

Feek · 13 Mar 2020 at 18:51

englishpremier said:
Hmm the mobile pay solutions are only good for tiny purchases, and the new security measures mean they often fail especially abroad. I used to use it a lot for lunch, bakery, pubs etc.. but now it's just a pain. Things that won't go through via apple/android pay (I have both) go through just fine using the physical card contactless.

I've never had an Apple Pay transaction fail and 95% of shops now accept it for over £30. I've spent hundreds on a single transaction using Apple Pay on my watch and always use it when I fill the car up with fuel.

LiE · 13 Mar 2020 at 19:00

englishpremier said:
Must have come out a year before Apple.

Hmm the mobile pay solutions are only good for tiny purchases, and the new security measures mean they often fail especially abroad. I used to use it a lot for lunch, bakery, pubs etc.. but now it's just a pain. Things that won't go through via apple/android pay (I have both) go through just fine using the physical card contactless.

There's no limit on Apple Pay most of the places I go.

Jimbeam3678 · 13 Mar 2020 at 21:52

Depends how the retailer has Apple or google pay implemented, Tesco treats it as a regular contactless where others treat it as high value contactless or something like that.

jonneymendoza · 15 Mar 2020 at 01:19

wrong thread