Indeed. It also minimises the risk of putting all their eggs (money) into one basket.
Monzo/Starling Banking/Revolut
- Thread starter Junglist
- Start date
Soldato
Chase wouldn’t let me sign up, says I don’t match my driving licence. Which is true but still haha!
Going to have to dig out my passport.
Going to have to dig out my passport.
Permabanned
- Joined
- 9 Aug 2008
- Posts
- 35,711
Soldato
Debt is useful. Paying a 250k house off in cash would be the most stupid thing you could do, for example.
p.s. there's a new app called Chase
p.s. there's a new app called Chase
Soldato
I feel like the thread title needs updating to add "WE ALREADY KNOW ABOUT CHASE"
EDIT - Unless @randomshenans was trying to be funny of course.
Soldato
Soldato
You never quite hit the mark so it's often hard to work out which way you're going 
Soldato
Not sure if there's a better thread but this seems relevant. Maybe the Trading the Stockmarket would be the only alternative.
Are there any issues going on at Visa?
I have current accounts with First Direct and Natwest, a few months back First Direct switched my debit card from Visa to Mastercard and i've just had an email from Natwest who are making the same switch. I assume HSBC are the same given they own FD. This article suggests Santander also moed earlier in the year.
https://www.reuters.com/article/uk-mastercard-natwest-idUSKBN2A40XK
Just seems an odd move as i'd have thought their offerings would be virtually identical and the effort to switch would be costly and time consuming.
Are there any issues going on at Visa?
I have current accounts with First Direct and Natwest, a few months back First Direct switched my debit card from Visa to Mastercard and i've just had an email from Natwest who are making the same switch. I assume HSBC are the same given they own FD. This article suggests Santander also moed earlier in the year.
https://www.reuters.com/article/uk-mastercard-natwest-idUSKBN2A40XK
Just seems an odd move as i'd have thought their offerings would be virtually identical and the effort to switch would be costly and time consuming.
I imagine Mastercard are just making their offering more appealing and making the switch as painless as possible.
Soldato
My Advice is do not get a Revolut Metal Card if you are interested in the Smart Delay feature as its a load of ****. If you are delayed by more than 1 hour you are supposed to get upto 4 free Lounge passes. Well on Saturday my Flight was delayed and this is how it went down.
1. Firstly there system adds 1 hour on to your flight time so its impossible to claim one after 1 hour. You have to actually wait 2 hours.
2. I waited 2 hours and phoned up the number you are supposed to call. A guy answered said he didn't know what to do and the other guy who did know is currently on the phone and that he would phone back. So there is literally 2 people managing this service.
3. I get no call back.
4. I phone 3 more times , this time they answer the phone but don't reply and put the phone down on the side so i can hear them eating and even the TV they are watching.
5. Contact Revolut support directly this time instead who wanted proof the flight was delayed as there "system" was showing it was not, at this point my flight had been delayed by 17 hours.
6. Revolut finally authorize use of the boarding pass and ask me to purchase 4 and they will refund me. The only problem is i had now been home for 2 days by this point.
1. Firstly there system adds 1 hour on to your flight time so its impossible to claim one after 1 hour. You have to actually wait 2 hours.
2. I waited 2 hours and phoned up the number you are supposed to call. A guy answered said he didn't know what to do and the other guy who did know is currently on the phone and that he would phone back. So there is literally 2 people managing this service.
3. I get no call back.
4. I phone 3 more times , this time they answer the phone but don't reply and put the phone down on the side so i can hear them eating and even the TV they are watching.
5. Contact Revolut support directly this time instead who wanted proof the flight was delayed as there "system" was showing it was not, at this point my flight had been delayed by 17 hours.
6. Revolut finally authorize use of the boarding pass and ask me to purchase 4 and they will refund me. The only problem is i had now been home for 2 days by this point.
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Soldato
More likely to be £ related - more kickback on interchange fee's, potentially some other uses around data available for purchasing cards and so on.
I have an RBS account from a past switching incentive I rinsed them on. They had the cheek to "green wash" their announcement email by saying the switch to Mastercard was also environmentally sustainable as the Mastercard is 90% recycled.......ignoring the fact they are sending 16 million VISA cards to landfill prematurely. Outrageous.
No idea what the swap is about but Revolut did the same a while back (I have the original VISA and a new Mastercard) and I think Curve? did too.
VISA seems to be least popular for Debit cards?
Soldato
- Joined
- 24 Sep 2015
- Posts
- 3,962
Revolut offer both. At one point you could pick which you wanted (I have 1 of each) but they now say that you can't. My original card was a Mastercard and if I try to order a new card now it'll be a Mastercard.
Curve has always been Mastercard only I believe.
Soldato
Anyone know how to change it so the analytics part of revolut crypto shows the gains/loss in pounds rather than dollars?
Soldato
Starling have released Bill Manager! Their version of paying DD’s from pots. 
Man of Honour
Oooo this will be handy if Monzo go belly up and I need to moveStarling have released Bill Manager! Their version of paying DD’s from pots.
Caporegime
Starling have released Bill Manager! Their version of paying DD’s from pots.
I wonder if they will come up with a solution to regular card payments coming from pots.
Caporegime
Why would Monzo go belly up? Have I missed something
