I just did a charge at 1.5C and that made a nice difference, I'll probably do the odd 2C charge but I can't really go much beyond that anyway.
Think X-Quad seems to be the most beginner from everything I read. Simple to make as it's 4 identical arms in a cross, the electronics are the same for each side. Plus you don't need to spend time making sure it's well balanced like you might do on a Tri or similar, plus you don't need servos.
From what I've seen most pre-built tri frames are quite expensive due to the servo assembly, I'd be worried about breaking them. I've already broken 3 arms on my quad but as they work out around £1.50 an arm I'm not too bothered - not sure I'd be throwing a tri around so much by this point if the frame was £20-30!
If you look at RCExplorer he has examples of a homebuilt Tri, it's dirt cheap to make, and the Yaw mech is also cheap + easy to make assuming you have some basic tools
If you look at the end of the last page, you can see my "fun" tricopter uses the same mech, I can get better pictures if need be, but in all honesty it's really straight forward.