That's with a 4 thread CPU though Dano, I'm referring to 8 thread i7 CPUs. The 4 thread i5s will always struggle with some games nowadays unfortunately. Even if it's just a 4 core CPU but it has hyperthreading, that's still a whole lot different. I went from a 4690k to a 4790k 18 months ago, the difference was extremely noticeable. A 4770k is pretty much the same CPU as the 4790k, they're still very viable chips. I'm a little surprised that one of those would really suffer that badly with 100% usage on all 8 threads.
I might have a Ryzen now, but that's purely because I was thinking about longer term job prospects due to the pandemic. I used the dosh I saved while on furlough and lockdown, plus selling the 4790k, board, 16GB of memory and a 1070 with ghetto rigged 120mm Corsair fans to my mate for 350 quid. If it wasn't for COVID-19 and what it may potentially do for the economy and my own job prospects, I'd still have been running that 4790k well into next year. That's how good the 4th gen i7s were, still very viable chips.
One thing is for sure, when you do upgrade you're going to be pretty wowed by what you get. In the meantime, have you tried capping MSFS to 30 frames? 30 frames is all you need with this game for it to be pretty playable and still look nice. Might ease the load on the i5 as at certain points, it may well want to go over 30 frames and push up the CPU usage enough to choke a bit.