*** Official September 7th Apple Event "Far Out" (18:00 BST) ***

I worked out the costs, IUP might be marginally cheaper assuming you trade in the iPhone with Apple but I assume with a loan you can just sell the phone privately and settle it that way and then start again...

The big problem with IUP is that if the next iPhone is delayed until October (like covid year) then you'll end paying an extra month.
 
Haha Apple offering £350 for my 12 Pro but I can get almost £500 with a recycling company. Checked eBay and they'd offer even less when fees are taken into account!

I have £650 from music magpie plus 12 months refund on AppleCare will easily cover the o/s on last years loan.
 
Refund on AppleCare? Can you explain more?

£650? Is that for 12 Pro? I am 128GB not seeing that
Pro max - I got my order in about a week ago but can see the price has dropped quite a bit now.. :(

As you cant transfer AppleCare to another phone you should be able to get a refund if you bought 24 months in advance via credit last year.

If you do IUP then the refund is automatically included when they pay off the loan for you.
 
Refund on AppleCare? Can you explain more?

£650? Is that for 12 Pro? I am 128GB not seeing that
If you pay upfront for Apple Care and you cancel the policy, it's not transferrable to a new device, then you are given a pro-rata refund for the time remaining. It may be minus 1 month, I can't remember exactly off the top of my head.
 
For some reason I thought I had a 11 and the upgrade seemed worth it but I actually have the 12 so will hold out for another year.
 
That looks ridiculous imo. The sheer size of it lol I would rather have a smaller iPhone that does all the same things. Are we back to phablets again?
 
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