Pics of my new car!

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MrLOL said:
how do you manage video on the iphone. Have you applied the special patch we're not allowed to mention ?
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Pod casts, iTunes downloads them over night and syncs them to my phone, I get up in the morning, get in the shower, place it opposite me, hit play. If I get a call in the shower I can hit loud speaker and chat.

DreXeL said:
I can do all that with my £15/month N95 8GB.

The iPhone is a pretty interface. And that's it.
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That is what I upgraded from, the video computability and quality of the N95 was terrible and my shower routine that involves me doing nothing took around 30 minutes to set up on my N95 each morning, one of many things the N95 couldnt do that my iPhone can easily and efficiently.
DreXeL said:
It's the dumb-blonde catwalk model of mobile phones.
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I have been refereed to that myself :( :p
 
e36Adz said:
I do understand why a person would get a car on finance, its sometimes the only way you can own an expensive/nice car, when its simply not an option to put the full money down.
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Fine, but this is a little different to financing a Porsche 911 and being able to easily afford the monthly payments. He's paying ridiculously, hideously, hilariously over the odds on a shopping trolley that can be had for a couple of grand :confused:
 
DrDee said:
If I get a call in the shower I can hit loud speaker and chat.
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Creepy :p

Howard said:
Fine, but this is a little different to financing a Porsche 911 and being able to easily afford the monthly payments. He's paying ridiculously, hideously, hilariously over the odds on a shopping trolley that can be had for a couple of grand :confused:
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That must be one expensive shopping trolley.
 
Janesy B said:
This is aimed at the person who said it was his only option. No way in hell was this his only option, he could have fixed his bad credit by using his brain. Not by taking up a poisonous loan with no cooling off period and front loaded interest. When I got my first car I had to take out a loan with no credit history for 1k which I paid back over the year. How much did this cost me? Well I had to pay back £1080 for a £1000 loan from my bank. I needed a car but had bugger all money, I just found something cheap, asked for some money from the bank of mum and dad which was paid back the next month and I had a reliable car that done the job. The op has crippled themselves financially for what they think is a good car but it isn't. I wouldn't pay more than 2k for, amount that can easily be borrowed from your bank provided you show them some payslips. What a plonker.
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Dude, you need to lighten up as your posting has been nothing short of aggressive.

The OP has not crippled himself financially, he has got a basic sound and reliable car for £150 per month. If he continues to earn more money as time goes on this will become less of a burden, if he is out of a job it is not a huge amount to find.

The best option for the OP would have been to keep the Punto and save up for a few months to buy a car outright. No doubt about that, and in the interim get a credit builder credit card etc.

The point is that everyone has jumped on the lad like it was a major disaster. It wasn’t. It wasn’t the only option, although to James it seemed like the most logical and it wasn’t the best but it’s not that bad. £150pm over 4 years is fine and affordable, if he saves up a bit he could sell the car and clear the loan in 2 years.

The advice in motors is usually sound and with good intentions, aka the Porsche Boxster saga the other week, but people really have over steeped the realms of decency in this one.

At the end of all this in say 2-3 years James will probably be in a position to change the car (as long as he saves up a bit to clear negative equity), will have started repairing & building his credit history and spent an affordable amount of money.
 
mrk1@1 said:
The OP has not crippled himself financially, he has got a basic sound and reliable car for £150 per month. If he continues to earn more money as time goes on this will become less of a burden, if he is out of a job it is not a huge amount to find.
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This is irrelevent. £90 a month is affordable, therefore does that mean that a deal to buy a PC where you pay £90 a month for 10 years is a good deal - no. Its the same with this. The deal is beyond terrible, the OP is horribly short sighted, and unless he learns from this which it seems he wont, he is destined to a life of ever mounting debts.

Also, people with the foresight to save up money to clear negative equity are usually not the sort of people who end up in such pathetic finance deals in the first place. In 3 years time the smart money is on him being sick of the car, skint, and stuck.
 
[TW]Fox;14269774 said:
This is irrelevent. £90 a month is affordable, therefore does that mean that a deal to buy a PC where you pay £90 a month for 10 years is a good deal - no. Its the same with this. The deal is beyond terrible, the OP is horribly short sighted, and unless he learns from this which it seems he wont, he is destined to a life of ever mounting debts.

Also, people with the foresight to save up money to clear negative equity are usually not the sort of people who end up in such pathetic finance deals in the first place. In 3 years time the smart money is on him being sick of the car, skint, and stuck.
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Isn't it a good thing he's being roped into ridiclous fiannce deals? Means finance companies don't need to make that muchg from the rest of us.
 
DreXeL said:
Was yours broken then?
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Off Topic, but

It's obvious the iphone has Nokia worried, it has a superior user interface and is a lot easier to use.

When Charles Dickens used to write novels, he didn't invent any of the words, he put them in a way to make them work really well together.

A bit like the iphone, they haven't invented anything fantastic, just everything goes together really well.

Why does the N97 function really similar to the iPhone??

I am an ex iphone user here, I sold my 3g one and don't intend on going back as the competition have caught up.
 
Hey, I'm not denying the iPhone has a great UI, and is easy to use, and just 'works'. The fact remains though that at it's core, it's just a run of the mill smartphone. One that is missing a lot of pretty basic features too.

It's an over-priced fashion accessory for the skinny-jeans and manbag brigade.

Anyway, lets get back on topic :D
 
[TW]Fox;14269774 said:
This is irrelevent. £90 a month is affordable, therefore does that mean that a deal to buy a PC where you pay £90 a month for 10 years is a good deal - no. Its the same with this. The deal is beyond terrible, the OP is horribly short sighted, and unless he learns from this which it seems he wont, he is destined to a life of ever mounting debts.
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Er, would you like a riding hat to wear on your high-horse?

The difference is the car provides a necessary transport for him to get to work so he can earn money and better his life. It is not the same as a PC.

If the car was a real shed or stupidly expensive to run then I would be less inclined to support the OP. However it is a nice enough, albeit simple functional transport, which will do its job and bar insurance should cost nad all to run.

Also, people with the foresight to save up money to clear negative equity are usually not the sort of people who end up in such pathetic finance deals in the first place. In 3 years time the smart money is on him being sick of the car, skint, and stuck.
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Maybe he hadn’t thought about this option which is why I suggested it. At least it was a constructive suggestion baring in mind he has no way out of the deal at this stage.
 
What is this mrk1@1 bloke on about? I paid £900 for my Fiesta and IT DOES THE SAME BLOODY THING. It takes me where I want to he and costs peanuts to run. It's a crap deal for a crap car, simple as that. I have a crap car but I paid crap car money, not 9k on some ludicrous no way out upfront interest deal. The OP has been had and you'd be an idiot to think otherwise.
 
I think you need to calm down Janesy a little bit - you've got your point across, and it's fair enough - it's an extremely poor deal, but at the end of the day it's not coming out of your pocket.

Why do you have to mention your £900 Fiesta in nearly every post as well?

There is nothing more we can do here - The OP has signed up to the deal and will be paying the installments. Hopefully he has enough sense to try and pay it off as quickly as possible (hopefully theres not too much of an ERC on the deal)

No point in arguing about it anymore tbh.
 
Because the OP needed cheap reliable transport, not an overpriced, underspec'd bucket of fail.

I'm getting annoyed with people trying to justify it. Whatever way you look at it (upside down, inside out, on crack or heavy seditives) it's a ridiculous deal.
 
Janesy B said:
What is this mrk1@1 bloke on about? I paid £900 for my Fiesta and IT DOES THE SAME xxxxx THING. It takes me where I want to he and costs peanuts to run. It's a crap deal for a crap car, simple as that. I have a crap car but I paid crap car money, not 9k on some ludicrous no way out upfront interest deal. The OP has been had and you'd be an idiot to think otherwise.
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You really need to chill out and take a more objective view about things. At least I have gone some way to present some positive options and put some perspective on the whole situation.

All you have managed is just to type abuse at the OP or anyone who disagrees with you.
 
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