Poll: Poll: Prime Minister Theresa May calls General Election on June 8th

[Tefal]

£100k is not nearly enough to buy a house, and the current reality is that banks will not give a mortgage to low earners. Recently, as you know, banks are very, very risk averse.
.

what!?

100k could buy you a house outright in cash.

with a 100k deposit even a minimum wage worker would be able to get a decent mortgage.


banks will lend to low earners ie minimum wage workers.

but if you chose to work part time/seasonal on while on minimum wage then its on you.

Funnily enough, that figure (and goal) was derived from the amount I'd need to earn to own my own house as a single person. Without derailing, there is no way of achieving that goal at the present time. Just can't be done.

Like I said earlier, not everybody can earn average or above average wage. It is not about "working harder" or "getting off your arse", although you frequently hear that sentiment expressed by people who just can't relate to working class people and their struggles

if your intelligent and ready to move you can be on 40k in 3 years, go do an apprenticeship

 

[FoxEye]

if your intelligent and ready to move you can be on 40k in 3 years, go do an apprenticeship

Go on... because I seriously doubt that.

 

[Mr Badger]

100k could buy you a house outright in cash.

Do you live in Syria? I'm not even in the South East and £100K won't get you close to buying a flat let alone a house in my neck of the woods.

if your intelligent and ready to move you can be on 40k in 3 years, go do an apprenticeship

Going from unskilled/unqualified to earning £40K in 3 years? Please tell us more...

 

[Fubsy]

You can get 2, maybe 3 flats for that money in some parts on the UK with only a bit of investment/effort required to get them up to a decent standard. Albeit these will be in places with **** all work available.

 

[Tefal]

Going from unskilled/unqualified to earning £40K in 3 years? Please tell us more...

Go on... because I seriously doubt that.

yep.

its what i did, you dont even need a levels but they will help as competition is fairly feirce.

apprenticeship with decent compnay like airbus, 3 years of that being paid a bit more than min wage.

first year out your time you'll be on between 37-42k depending on shift/overtime you chose. (i earned 41k first year out of my time but i worked nights but not much over time)

if you have good a levels yo can go do a degree apprenticeship.

you just have to be willing to move and fight to get these jobs also helps thier up north so your wage goes further too.

electrician/plumber will get you a very good life if you are willing to work hard and travel/set your self up.

 

[antijoke]

yep.

its what i did, you dont even need a levels but they will help as competition is fairly feirce.

apprenticeship with decent compnay like airbus, 3 years of that being paid a bit more than min wage.

first year out your time you'll be on between 37-42k depending on shift/overtime you chose. (i earned 41k first year out of my time but i worked nights but not much over time)

if you have good a levels yo can go do a degree apprenticeship.

you just have to be willing to move and fight to get these jobs also helps thier up north so your wage goes further too.

electrician/plumber will get you a very good life if you are willing to work hard and travel/set your self up.

If you don't mind me asking what apprenticeship did you do?

 

[Greebo]

I didn't say it wasn't worth doing, nor did I say that the 'family home' proposal was better.

I said that it would not raise sufficient funds.

Ergo the Tory policy which raises even less funds doesn't raise sufficient funds and is based on borrowing the money now and getting it back several years down the line when the person and their partner have passed away.

So why introduce something which clearly many people don't like which doesn't even raise as much money as everybody paying £8.50 a month which you dismiss as that doesn't realise sufficient funds?

 

[scorza]

Anyone see the five so-called leaders debate last night on ITV? I watched some of it and it was utterly cringeworthy - just five people proving how out of their depth they'd be if they became PM, which thankfully won't happen (though it's utterly terrifying that Farron might get a senior cabinet position in a coalition with Corbyn). One thing we learnt for sure though is that Paul Nuttall is no Nigel Farage.

 

[dalehitchy1]

Anyone see the five so-called leaders debate last night on ITV? I watched some of it and it was utterly cringeworthy - just five people proving how out of their depth they'd be if they became PM, which thankfully won't happen (though it's utterly terrifying that Farron might get a senior cabinet position in a coalition with Corbyn). One thing we learnt for sure though is that Paul Nuttall is no Nigel Farage.

Nuttall seemed way out of his depth and couldn't even get names right. Tim farron was rather annoying and sounded like he was reading from a script trying to talk about his family and personal things to win votes.

As much stick as sturgeon gets I thought she was one of the best speakers of the night and its clear she knows policies in Scotland and actually doing what's best for them (I.e investments in education, social care and nhs). She does know what she's doing. Most of what the parties were offering Scotland is already doing. So she's doing something right.

I was also impressed with Caroline Lucas from the green party. If they got as half as much attention in the media as they did ukip they would certainly have more MPs. Heck they even won more council seats than Ukip but no attention on that at all. They are always put in the 'other' category when showing voteshare whilst ukip get shown individually

 

[stewski]

Firstly did you actually read my answer detailing why she wanted a GE? You wont get any detail until they sit down and start negotiating, until then you are stating your best position (knowing you wont get it and neither will they). For example the EU want 100B for us to leave, today I read we think its 5B. What will happen is that it'll end up in the middle and everyone looks like they have won

The Labour manefesto is based on hopes that you can get away on taxing the rich and they actually pay up rather than go somewhere else or find a loop hole and not pay up. Do I think they can raise 50B - nope and that doesnt include nationalising anything (oh yes they were going to borrow to do that....)

Firstly are you reading anything I'm writing, or continually dodging the point, sometimes by asking irrelevant questions like did you read what you just quoted and answered?

lets say. You are about to enter a valuable negotiation (well beyond 50B in value by the way) with one of many parties, before the meeting you have publicly scrabbled around and failed to make deals with a number of major players, on the outset of starting the process of meetings, you accuse the people you will meet with of interfering with an internal vote, you called, on your own leadership?

Strong and Stable you say?

Now you can either reply to some facts, or tangentially say Corbyn is a doodie head for the umpteenth time, which will it be?

 

[ubersonic]

How do you not get that our 'privatised' railways are massively subsidised by central government so we are all paying so a few share holders can take a 'profit' every year railfares are massively subsidised.

I do get that, I'm just not emotive enough to want to replace it with a worse more expensive system just because it removes "the rich" from the loop.

 

[ChroniC]

I think Labour will win. The lower class were underestimated when we voted on the EU. No one expected it. I know Corbyn isn't popular, but I think his new manifesto which should appeal to the class of people who feel so worn down now, that they will vote for anything, particularly change if you start promising them lots of nice things. They will come out in their droves, silently and make this far far closers than the bookies have it at 20/1 against.

 

[drs101]

I think Labour will win. The lower class were underestimated when we voted on the EU. No one expected it. I know Corbyn isn't popular, but I think his new manifesto which should appeal to the class of people who feel so worn down now, that they will vote for anything, particularly change if you start promising them lots of nice things. They will come out in their droves, silently and make this far far closers than the bookies have it at 20/1 against.

I hope so but I cant see it but I think it will be much closer than they are telling us,

I think polls are now used to swing opinion and they tell us what the desired results is, I know that a bit tinfoil hat but that's what it feels like.

 

[stewski]

I do get that, I'm just not emotive enough to want to replace it with a worse more expensive system just because it removes "the rich" from the loop.

Just emotive enough to assume a nationalised railway will automatically be more expensive and worse, against other the evidence of counter examples of better nationalised rail elsewhere?

Obviously in the case of privately run or national (or a range of blended) options the devil is in the detail, however it's clear what we have is sub optimal.

 

[Sankari]

I think Labour will win. The lower class were underestimated when we voted on the EU. No one expected it. I know Corbyn isn't popular, but I think his new manifesto which should appeal to the class of people who feel so worn down now, that they will vote for anything, particularly change if you start promising them lots of nice things. They will come out in their droves, silently and make this far far closers than the bookies have it at 20/1 against.

I honestly can't see how Labour could win from this position. The Tories are perfectly positioned for a landslide victory. If Labour had been sensible enough to oppose Brexit, it might be a very different story.

 

[RoboCod]

P.S. You ** Removed - EVH ** suggested "safe spaces" are a greater threat than international terrorism, so this is going no where!

No, what makes the conversation go nowhere is poor attempts at point scoring and intentionally misconstruing something I said in a thread last year (!)... you also knew my point was that in future the erosion of freedom of speech was more a threat than ISIS. None of the above adds any weight or has any relevance to any argument about today's political issues.

You just sound bitter and resentful. Why aren't you focusing this negativity at the Labour leader, who has essentially ruined any chance of his party having any credible meaning in the next few years

 

[dalehitchy1]

I honestly can't see how Labour could win from this position. The Tories are perfectly positioned for a landslide victory. If Labour had been sensible enough to oppose Brexit, it might be a very different story.

Personally think the media and tories have somehow played this well. They have made themselves out to be the 'anti establishment party' and against the 'liberal elite' yet have been in power now for 10 years (and labour wernt exactly left wing with tony Blaire). Any issue the country has had over the past 10 years has only been the fault of the EU or Labour.

I'm no die hard supporter of any party but how people fall for the tories lies I dont know

 

[ChroniC]

I honestly can't see how Labour could win from this position. The Tories are perfectly positioned for a landslide victory. If Labour had been sensible enough to oppose Brexit, it might be a very different story.

Because some people can be influenced with their heart over their head and at this point it's not even like the Tories are a good choice, they are out to sell the country to their mates as per usual. I think if Corbyn can strike the right cord to get the lower/working classes to feel like they are going to get out of this financial mess, even if he can't, they will vote. He's started to fight back already with some outlandish claims, sadly he is shooting himself in the foot by going a little to far of the rails aka Trident etc. That seems to annoy a lot of people for some dumb reason.
He looked a little more brave when he said I CAN DO WHAT I SAY and proclaimed all his manifest was costed. People might start believing in him. Look at USA and then think nothing is for certain and that hearts will rule heads.
Tory win, priobably. Landslide, I don't think so. Hence why I have layed off Tories at 1/25 and I will hopefully cashout nearer the time when Labour are about 7/1.

 

[Greebo]

Not sure I agree. Down here, property developer LXB has just been instructed (by a shareholder vote) to sell all its land and property and return the proceeds to the shareholders, then wind itself up.

I read their report to shareholders the other day. In it, they state that they are having issues selling the land they purchased near me, despite it having a valid planning permission, and they blame Brexit along with "the reluctance of house builders" due to insufficient profit margins.

Atm everything is ruined by greed. Land owners want too much for land. House builders want too much profit. So do developers.

Other developers due to build near LXB's plot have gone cap in hand to the local council, and asked them to buy the land. They want the council to buy the land before they will start developing - they want the cost to be borne by the public purse. How that would work I have no idea. Who would get the money from the sale of the newly built houses... etc.

Again, I think it's greed that is causing much of the problem here.

I would agree. There isn't much you can do about how much brickies cost in wages and how much materials cost in the uk to. Build a house. We have seen insulation increase by 27% since the start of the year alone.

But when we look at buying building plots some people want too much money for the plots. We have been looking for a year now for our next building plots to buy and havent found anything. We looked at one where the owner wanted £141k per plot but when we costed it we would take two years to build the houses, have over £2m of money invested and we would get a £100k profit so less than 5% return if it went to plan and on budget and there is always a good chance it wouldnt and would perhaps lose us money. Plus the risk of that was based on what the completed houses were worth today, if they dropped in two years then we would definitely suffer a loss. We therefore valued the plots at £50k each but our offer was laughed at and the seller aid they would hold out for as near to full asking as they could as they in no hurry and can only sell them once.

I disagree about the house builders been greedy. We only want 10% profit and i dont think its terrible to for a company to aspire to a 10% profit. We have had a terrible 8 years since the financial crash with most building companies just about keeping their head above water and surviving. We All had a very good year last year and the UK largest house builder made record profits but you have to factor that against 7 years of hardly making a profit.

You also have to remember that good skilled labour in construction is massively in short supply. Even during the lean years we had to pay 5% to 10% annual payrise just to keep the better employees. Brickies, even up north, are paid in excess of £50k per annum and I know some who earn £80k+ which puts them in the top 5% earners in the country.

Dont get me started on s106. Yes its a good idea that any new home which gets built that the house builder then has to pay for local infrastructure to back up and support the new houses. However this can easily add another £50k to £100k per plot so it is quite easy that a housebuilder will have paid out in excess of £200k before they have even dug a hole in the ground.

 

[UTmaniac]

I honestly can't see how Labour could win from this position.

I think the Tory proposed manifesto "Social care tax" pledge yesterday has made this GE very open, it's a very socialist policy for the Tories, but I think it's going to make more traditional Tory voters not vote for them compared to traditional left-wing voters change allegiance.

I think Labour will get the majority of student and pensioner votes, Tories will get the very wealthy votes, it's going to be all about who can get the votes of people right on the border of being able to get on the housing ladder.