Possible new tax for over-40s to pay for social care
- Thread starter HACO
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That's because there are tens thousands of people across the country just like you who can't be bothered. If you feel that strongly about it, and there are really no parties who meet your expectations, then spoil your ballot - at least that shows you care enough to vote; just not for any of the current parties.
Well Boris seems to be doing a good job of ruining everything at the moment!
Probably the same people who voted for Brexit to "take back control" from the "un-elected officials in Brussels"
The bank will always allow you to pay off more than your monthly payment by a certain percentage.
Contact your bank for that, it will reduce your mortgage length and interest time.
I know that wasn't aimed at me. I also know what I'm about to say will be derided by many on here. But I think the two political leaders who made a measurable difference in my lifetime were Mrs Thatcher and Tony Blair. I don't necessarily agree with everything (or a lot of!) what either of them did. But they made a difference. To me they show the difference between being a manager and being a leader.
While not being PM I also think that Nigel Farage has changed the political landscape too (for reference I'm a remainer so didn't vote for him either). Again we can argue over whether that's for the good or bad. But there is little doubt he has influenced our direction in a way most politicians wouldn't be able to. He also did that without being in the government or even the main opposition.
Looking at these three people the trait they have is that they point in a direction and say "We're going over that way" and start marching off into the distance with a trail of people following them. Leaders, not managers.
Soldato
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- South Wales
As a rough estimate it's around 10%.
Yep, and not of your monthly repayment, of your outstanding balance, per year.
So if you have £300k still to pay for the current financial year, you would be allowed to pay up to an additional £30k over the course of the year, regardless of if it is an extra £30k on your last payment for the year, or a continuous £2.5k extra every month.
At least, that is how it is for my mortgage.
Soldato
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I guess my parents are another privileged example?Both were born in the early 50's, started work around 14 and could not afford to eat properly when me and my brother were growing up. My dad was a welder and never earned more than about 25k with overtime. My mum eventually worked late nights in a petrol station to help put food on the table. They suffered from paying the 15% interest rate on their small 2 bed house but had not overstretched like most people at the time so they did not lose it luckily. They are now retired and have just received their state pension and I think they have around 24k a year for the both of them, with any private pension. They are happy with that. They certainly did not have an easy ride in life and my dad has bad elbows and knee's from a manual job all his life.
You know what I did when I was younger? I saved money so I could buy a house. I didn't blow all my (low income) earnings on the nicer things in life or on expensive nights out and expect someone else to give me a handout when I was older.
Same with mine they started out in a tiny top floor flat where my mother had to manhandle the pram up the stairs twice a day, we didn't have a car as they couldn't afford one! The TV set was rented or if you were really lucky my father got a better job - we bought one (used of course, couldn't afford a new one the colours were funny til it "warmed up" and the TV repair man was a frequent visitor). Foreign holidays were out of the question. The people that say oh they bought a house in the seventies and its worth millions today, they were middle class professional types on good money and thats still true today the current generation of those live comfortably enough as any of the house and garden threads here will tell you. Properties weren't that much cheaper in relative terms you still needed a good job to put down on a mortgage those that couldn't got a council house they only became really valuable 30 or 40 years later. They were in todays terms cash poor, asset rich - except then the assets weren't worth much. Thats a whole other story the explosion in the housing market - which they're hardly responsible for they just got lucky.
There was a surplus of housing stock and not enough people to fill them there was even a fear that buildings in london would fall into disrepair- so guess what - Tony Blair and his cronies had the brilliant idea to allow mass immigration - reduce the white population numbers and fill the housing at the same time! Genius! And today we're living with the consequences with mass numbers of immigrants legal or otherwise no ones knows how many even the tories have given up trying to keep track of them - filling houses of multiple occupation and Grenfell Towers bursting at the seams and huge apartment complexes built with the sole intention of selling on or Buy to Let or Tower Hamlets stuffed full of migrants - which made housing and letting one of the boom industries in this country and drove prices through the stratosphere - but you can't criticise any of that thats "racist".
None of which is anything to do with my parents or grandparents generation.
This is the real question how much of NI contributions actually pay for state pensions etc? Last time I heard it was a low % this so called new tax is simply taxation via the back door - everyone knows the conservatives hate putting up Income Tax or VAT as its not a vote winner and Boris has been handing out cash right left and centre lately "austerity is over!" so where can we slap a tax on instead? Ah yes lets call it a social care tax instead and slap it on there - of course only a small % will ever go towards what its intended - look at the so called Car Tax how much ends up being spent our roads? Not much. And it'll be the same with this.
It makes you wonder what his parents and grandparents make of his views, the filthy money hoarding scum.
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Gosh you're right. I'd never thought about all those black Eastern European people that are apparently diluting our lovely white gene pool.
It is racist, but I'd rather criticise it because it's a moronic statement
to be racist is to be ignorant and stupid nobody can choose their skin colour
I don't see how some min wage worker coming in paying £50 a week income tax and getting £150 a week in in work benefits housing benefit is a net contributor though
I don't know the exact figures but i'd wager it's something in that area and I know of people who don't work indigeounous brits who get £2000 month in their pocket from benefits
They imported millions of unskilled to keep wages low imo it was a deliberate move and continues to be.Certain jobs i've done in the past paid as much then as they do now says it all.
I don't see how some min wage worker coming in paying £50 a week income tax and getting £150 a week in in work benefits housing benefit is a net contributor though
I don't know the exact figures but i'd wager it's something in that area and I know of people who don't work indigeounous brits who get £2000 month in their pocket from benefits
They imported millions of unskilled to keep wages low imo it was a deliberate move and continues to be.Certain jobs i've done in the past paid as much then as they do now says it all.
they make up mental illness so they get higher rates and have kids the fraud going on is rife
to do with dla etc mobilty cars the lot, i know of people who get a mobility car for relatives that never use the car for the people it's meant for it's pretty rife the wastage and fraud
if i insist im depressed and exhibit all behaviours eventually i'll get certified disabled right ? it must work like that because I know a guy whos on the scam with depression and dla
not like they get in top level shrinks to analyze all claims
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Generally voting for the party you dislike the least doesn't solve anything either - we need actual proper options for expressing your position if you aren't happy with the principle choices.
Personally I find it very hard to choose someone to vote for as I absolutely won't vote for any party, out of principle, that doesn't have a strong position on some key areas such as defence.
Thank you that’s how I feel.
I genuinely want to believe my vote will make a difference, I genuinely want to believe that when I go to polling booth and put my x on that ballot that it’s going to be for the right reasons. I want this country to be genuinely proud of our political leaders and representatives, I want your lives to improve as best as they can.
But the reality is the opposite, no one really trusts politicians people are increasingly becoming pretty fed up with it all. I’ve said it before if I had my way I would get rid of them all, be thankful that, that is not the case. I would shake the World up and it wouldn’t be comfortable for the comfortable.
So the most responsible position for me to take is not to vote. When politics evolves and politicians genuinely represent the voters in action rather than word, I will change. But that won’t happen for quite a while I fear.
^ while I empathise with the sentiment, I would still urge you to vote; even if it’s felt wasted on any of the candidates within your constituency due to majority bias; even if you simply spoil the ballot paper. You have at least demonstrated you wish to be part of the voting process albeit it not to support any of the available candidates.
I have been tempted not to. Its hard if you live in an area where one side has a 40,000 majority or something similar. My local constituency, where Mr Rishi Sunak is the local MO, is the 5th safest Tory seat in the country. Unless the local MP had done something personally wrong like it came out he was a pedo or something, anybidy vote against him isnt going to do anything. Even if everybody who didnt vote at all, all voted against him he would still win his seat.
So yeah i can see why some people see that voting is a waste of time. Afterall there only 50 seats in this country which decides who is going to be in Government and around 100 which decides by how big of a majority they have. The rest are just tick boxes for either side.
We need PR in this country.
This.
By not voting, you are showing you don't care.
By spoiling your ballot you are showing that you do care, you just don't support any of the candidates/the system.
It will never happen whilst people like you display such apathy that they can't even be bothered to show their lack of faith in the system.
Well at least you have a competent member of parliament in your constituency which is reassuring. From a BAME background as well and tipped as a future leader.
15 million odd people didn't vote in the last election. That could've easily changed the result.
We had a referendum on PR not that many years ago, problem was people were too stupid to understand it and now they moan about how broken the system is!
We had a referendum on PR not that many years ago, problem was people were too stupid to understand it and now they moan about how broken the system is!
Except what was offered wasnt PR but some stupid idiotic version that neither side were happy with which is why it lost. Some people say that was done on purpose.,