A little update for those interested, regarding the fan extraction.
It turns out (quite obviously really) that my ducting path was restricting airflow quite severely. It was quite the fail.
Count the number of bends here:
To sum the bends up: 90+90+45 (fan->) +90+45+90=exit. The restrictions really added up killing the flow and resulting in the moist air from the bathroom either not being thrown far enough or just lingering around the vent, resulting in the image you saw earlier:
Time to rip it out and start again but first a bit about this style of fan - they leak water when it condensates. No matter if you mount it horizontally or vertically with a condensation trap, when the moisture condenses it'll leak from the detachable spigots and run down between the pipe and insulation if it's wrapped. More concerning is that I even had moisture get through the hole for the wires to the control board and gather there.
Water and 240Vac is not a good thing and it did start to corrode the fan controller's circuit board causing a no run fault a few months ago. Cleaned and repaired the corroded joints and got it working again.
So no matter what you do with this type of fan water is going to condense inside it and leak from somewhere. Time to embrace that and just let the ******* thing leak!
I made a sump of sorts out of an old cat litter tray with some wooden braces across it with anti-vibration mounts to boot. Lined the tray and wooden braces with silver tape so they won't absorb any moisture.
Total overkill but got to try something huh?!

I'll keep an eye on it and see how much it leaks and pools if any.
I also fitted an inline backdraft shutter to hopefully reduce the cold air entering the fan and ducting when the fan stops running. It will add some restriction but not much (hopefully!).
Finally, the new ducting routing path:
It's now only two 45 degree bends (and the backdraft shutter) instead of all the multiple 90's and 45 degree bends that reduced the airflow before.
I'll monitor it over time and see how it goes.