One.Point.Four
You'll want to be shot of that car within a short space of time once insurance stops being an issue, so why on earth spend half decent money on the stop gap insurance problem era of motoring? Once you are 25 or thereabouts insurance becomes a non issue on anything and that car will feel pretty stupid.
Meh missing the point a bit. I spend the money because its my hobby and i enjoy what I do to it. Just like someone else might take up something else and spend a lot of their money on that instead. And yeh once i'm 25 I will have bought something else however still being 20 I've got a fair way to go still before insurance isnt an issue on higher powered cars.
I like the look of the car, wanted something reliable and new, with warranty and service plans included. It was a choice between this or a new polo/golf which these days is one of the dullest cars on the planet so it was a no brainer really!
And before this turns into a you should have got a ford/fiat/vauxhall thread, I didn't want any of that as I like the look of these Ibizas.