I've got to the mission where I need to go to SIRCAA and this is where people say the game breaks quite hard and feels untested.
It's taken over 92hrs to get to this point as I've been going as slow as possible, doing side missions and trips to stashes etc.
Going slow and doing lots & lots of stash runs means my own stash is now full of some of the best weapons, attachments, artifacts etc, but most of all, ammo. I have over 500 and often well over 1000 of pretty much every type of ammo and over 1 million coupons. The only mod I'm using which affects coupons is the 50% repair cost. I know the economy can be hard for people if they just push through the story, but I gear up at a base and hit 3 or 4 stashes at a time. That along with the random gunfights/looting on my travels is bagging me loads of cash. The story can wait for another patch, I'm enjoying just exploring and having random fights