Yes that is very much the case that if the cause of the subs is removed and monitoring shows that the property is table then underpinning is not a requirement. This is the reason no work is being carried out under insurance on my chimney. However my chimney has no foundations and is a massive part of the house we dont use, so we have reason to remove it.Sorry to hijack your thread but we currently have a subsidence claim in with the insurance which has been dragging on for over a year now.
The front corner of the bungalow has sagged and a crack appeared in the front wall, inside and out. The culprit was identified as a nearby willow tree, which has now been cut down.
Our query is that they say because it was a tree that caused it, which has now been removed, they don't underpin the house but are just injecting the crack with "helical crack bond resin" - is that normal procedure?
Also about 3/4 down the side wall, the sagging front corner has obviously caused pressure and there's a line of cracked bricks - shouldn't these be sorted as well?
The subs source at our house was vines and trees on the front corner, and we have visible cracking to the exterior brickwork as well, however the monitoring shows the property is stable and movement over the monitoring period is within tolerance - our movement over the 5 years monitoring happened was +/- 1.5mm with net movement being around 0.5mm, as we are a clay soil this is perfectly normal.
The reason for the extent of our works is that the floor distortion survey shows 50mm of distortion that we know wasnt present before because we had the floors levelled.











