I think the No champs league thing is a bit of fallacy tbh. We’ve seen a few teams outside of the champs league pick up top players this year for decent prices. Newcastle ano Arsenal two examples of teams who have picked up some real quality, even West Ham look like they’ve got Pacquefa who is highly rated as is Onana at Everton. There’s been a few more dotted around as well.You will always overpay when you are desperate, and when you have no champions league football or much else to offer like United at the moment. They are paying through the nose for everyone.
That leaves the question though, are player just joining for the money? Could you be left in another mercenary situation 18 months down the line?
Theres no doubt the CL gives you an edge, but not as much of an edge as people seem to think.