A No vote is a vote for more of the same, so if you look around you and are content with the state of Scotland at the moment then a No vote is understandable. A Yes vote is a vote for a chance of something better, sure there are risks but with more risks come greater opportunities. Remember that he who dares, wins.
Since we're spouting clichés, the grass is always greener on the other side. Better the devil you know, etc.
By leaving the Union, Scotland would be discarding the known and venturing off into the unknown without due care or consideration for the consequences to its people. It's one big ego game for Salmond and Sturgeon, and they won't care if it all goes to pieces after a few years, they'll have won and that's all that counts. They wouldn't be the ones who find themselves hard to do if the economy goes wrong, and they wouldn't be the ones who have to go grovelling to London or the EU for help, as like all good politicians they'll move on and let someone else deal with the mess.
On the other hand, it might all turn into sunshine and rainbows, but is it
really worth that risk? Is living in Scotland under the governance of the UK
really that bad?