Cards sometimes need time to break in, also remember this all these new high end cards whine even the 30 series, even when some say they don't they do at very high frame rates and certain conditions. All the power delivery is under a lot more stress than generations before and results in some form of whine under certain conditions.
Enjoy your card and give it time to settle and I'm not sure what you are classing as loud enough whine to make you notice it as some people stick their heads in the case and wonder why they hear electrical noises coming from components
all components resonate to a point and just depends on the frequency that disturbs you.