Sadly that is why dlss is needed too as monitors are dog **** for scaling i.e. anything but native res. looks absolutely terrible. TVs on the other hand, you can run basically any res. and it still looks very good and not much worse than native res. (within reason)
i.e. those photos I posted a bit back of my 55" lg oled with cyberpunk is the game running at 1920x1080, yet it still looks better on the whole than my 34" 1440 monitor for clarity, sharpness etc. Obviously being a glossy finish, considerably superior panel tech. with infinite contrast ratio and sitting 7+ feet from it helps a lot... But to achieve acceptable frame rates at 3440x1440, I had to set amds static fidelity res. thing to about 75/80% and it was just a blurry mess, definitely better than setting the monitor to a lower res. though.
Point is..... if monitors had better scalers in the first place, the likes of amds fidelity and nvidias dlss settings wouldn't be as cried out for as what they are now.
Second point.... stop buying into crap LCD monitors