This Instant And Moment - 2023!

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Always forget that when you put in a dispute with a CC company you get a credit at the point of raising the dispute until it's resolved.

I bought a car back in October and have been trying to sort things out with the garage as there were a few faults on delivery (bought remotely), they dragged their feet for ages, before saying they'd collect the car and sort a repair. I gave them the date i was coming to Spain as a deadline and yet they never sorted anything in the time. So i got a rough quote from a local garage and got in touch with Amex to try and recover the costs for me to then get it repaired.

Completely forgot they did this until i went to pay the bill and couldn't understand why the current payment was ~£1500 less than expected, as obviously the bill for the car was paid ages ago.

Now to go stick it all on black :D

(Obviously there's no guarantee that it won't get reversed, in the event the garage successfully argue back and so spending it isn't wise)
 
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Woke up at 11pm having had drinks at the office, apparently I got in about 8.30 and just died! Cold cup of tea next to me, cold dinner in the living room, girlfriend in pyjamas already... I'm meant to be driving tomorrow morning with a car full of tools I haven't packed yet.

**** :D
 
It's lambing season spent most of the morning in the neighbour's farm letting the kids experience it. Seen a couple of twins and one very stubborn birth. Good fun! Oh and lots of fresh eggs today as well. :cool:
 
You may have heard that Spain can be overly stupid.

I’m applying for a foreigner number which is needed for virtually everything.

You have to pay a fee at a bank. However I’ve just been told they only accept cash payments on Tuesdays and Thursdays and you can pay by card but only just f you’re registered at the local bank.

No problem though. You can use the ATM machine outside.
However not between the hours or 11am -2pm and it will be unavailable with no notice.
It’s also a gamble as to whether it’ll print a receipt for you which you need to prove you’ve paid.
 
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Martynt74 said:
You may have heard that Spain can be overly stupid.

I’m applying for a foreigner number which is needed for virtually everything.

...
Click to expand...

I went to Spain with friends last year and found out the hard way that you need a passport/ ID card just to buy a train ticket.

Luckily a Spanish woman took pity on us and got us tickets, or we would have been stuck in El Escorial, due to my mates' inability to buy a return ticket.
 
potatolord said:
I went to Spain with friends last year and found out the hard way that you need a passport/ ID card just to buy a train ticket.

Luckily a Spanish woman took pity on us and got us tickets, or we would have been stuck in El Escorial, due to my mates' inability to buy a return ticket.
Click to expand...

Ha i've not encountered that yet. Although i did need to steal my mums ID and phone number so that i could open a loyalty card at the local supermarket.

Imagine having to give your National Insurance number out everytime you wanted a Tesco clubcard :p
 
Martynt74 said:
You may have heard that Spain can be overly stupid.

I’m applying for a foreigner number which is needed for virtually everything.

You have to pay a fee at a bank. However I’ve just been told they only accept cash payments on Tuesdays and Thursdays and you can pay by card but only just f you’re registered at the local bank.

No problem though. You can use the ATM machine outside.
However not between the hours or 11am -2pm and it will be unavailable with no notice.
It’s also a gamble as to whether it’ll print a receipt for you which you need to prove you’ve paid.
Click to expand...
I lived in Spain for 3 years - getting a NIE number was of the most byzantine things I've ever experienced. Be awared that once you actually get to the ATM it may ask you to input a code - good luck finding out what it is, I never did. In the end I just gave up and paid a local to do it for me. My son was born it Spain, don't even get me started on registering a birth over there..........
 
esmozz said:
I lived in Spain for 3 years - getting a NIE number was of the most byzantine things I've ever experienced. Be awared that once you actually get to the ATM it may ask you to input a code - good luck finding out what it is, I never did. In the end I just gave up and paid a local to do it for me. My son was born it Spain, don't even get me started on registering a birth over there..........
Click to expand...

Luckily i won't have that issue!

Managed to do it at the bank in person this morning. The guy was very friendly/helpful and joked about the weird rules. Hopefully i get a similar person at the police station later on.

In other news, i got my mother in law to post my kindle out to me, however not thinking about it, i didn't talk her through it so it arrived today with a €31 customs fee as she'd listed it as having a £100 value :(
 
That looks awesome, you've timed it well then. I know here the Almond Blossom is usually in February but is still hanging around even now, so seems to be well "off schedule"

Got my NIE so am now an official foreigner. Also had a great chat with a local estate agent yesterday, he covers the exact area we're interested in (quite a wide area of a valley with ~14 villages) and so gave us some decent insight. Some baffling things with mortgages over here and shows how "bribey" the banks are. Oh here's a mortgage at 3.8%, however if you bank with us and take out our home insurance we'll only charge 2.8%. Makes me wonder how extortionate the insurance is!

I know my parents have had similar, whereby they get a promotional rate on banking, then get a call to say they'll be charged X amount for holding the account, but if they invest another 10k with the bank they'll waive it for a while. It's absolutely madness.
However i've found a German bank account called N26 which seems really straightforward and similar to Starling in that it's all online.
 
Is it legal to charge arachnids for squatting in my house? the little sod spiders seem to be attracted to my house like a hungry child to a high sugar chocolate bar

I have this great new hobby I have been doing over the last week of just pure spider removing. Its like my house has been condemned by the Spider god

I now spend 90% of my spare time spider removing. As I am typing this there is a big fat tarantula thing scuttling along the ceiling .
 
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