uhhh you sure?
Not where I work anyway...
He may be meaning as a way to prove Identity for a contract, ie a mobile phone contract. It has to be a maestro in those cases. That system doesn't work with electrons.
visa electron + visa debit
- Thread starter Van Hellseek
- Start date
He may be meaning as a way to prove Identity for a contract, ie a mobile phone contract. It has to be a maestro in those cases. That system doesn't work with electrons.
Same. Any place that doesnt take it then they loose by custom so its their bad luck not mine, plenty of other places will.
Yeah when I was a teenager (under 18) I used to have to get my old man to order OcUK stuff for me... that was 6 years ago though.
I have spent thousands of pounds, quite often in one go, online with my 'lesser' electron cards with no problems.
clam down dear....
Perhaps you'd like to give me an unambigous definition of what you perceive to be "social standing" then if you're going to get anal over semantics.
I have worked temporarily in retail banking (whilst a student) and to put it bluntly most of the people the bank required to have electron cards would generally be considered 'chavs'.
This isn't a massively inaccurate generalisation despite the fact that there undoubtedly are exceptions out there- think of it like this a bank requiring an adult has one of these cards as opposed to a proper visa debit isn't too far off an electricity company requiring a customer has a pre payment meter installed - there are certain people who are rubbish with finance and most of them fit the same stereotype.
Don't tell me to calm down you little trollop. One minute your flaming, the next your not? Pick a side.
Your current possition regardless of your social backround, ie upbringing.
I have worked in banks also. Your point is still moot.
Cause you still ain't making one as far as I can see.
This 'chav' thing you say is your take on it, not the banks.
You go ahead with your stereotypes and generalizations, because that is all they are. They also show you up in a rather poor light.
So all people with prepayment meters are automatically poverty class now too are they?
I had one for years (inherrited it with the property) before I could be bothered to get it removed, does that make me pennyless poverty struck debt riddled man with a dunted credit rating?
No. I was just lazy. Suppose they all have 8 brats hanging off the hips, a fag in one hand and a gyro in another also?
Get a grip.
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Nice post, perhaps you should learn to use one of these:
http://en.wikipedia.org/wiki/Paragraph
The original comment was intended as banter, you decided to bite, and apparently still are biting.....
I thought my point was pretty clear - electrons are for teenagers (under 18s) and adults who can't manage their finances. Of course the banks don't have a special category for 'chavs' but it isn't exactly rocket science for anyone working in one to make the observation that the vast majority of people they are more reluctant to offer credit to would fit this stereotype.
mostly yes
I don't really care; so you're lazy and disorganised? Well done! You're one person out of thousands who've had pre payment meters so you're personal reasons for having one are meaningless as far as making any general statement about them are concerned. Ditto to the electron card - I don't care if you are too lazy to get a visa card it doesn't disprove my generalisation - as thats what it is, a generalisation.
I'm sure, if we searched hard enough, we might be able to find a member of the upper class who once shopped for something at Netto. It doesn't take away from the steriotype of the average Netto customer.
Perhaps you ought to, I've made a generalisation about electron card users and you've turned into an angry/offended forum user. Its just the internet, get over it. IMO there is significant overlap between the following subsets: Netto shoppers, the Jeremy Kyle audience, electron card users and people with pre payment meters. Yes a high portion are probably fat, lazy and unemployed. I realise this is all subjective and that I'm just steriotyping based on observation (of quite a few bank customers) but I don't think it is wildly inaccurate.
http://en.wikipedia.org/wiki/Paragraph
The original comment was intended as banter, you decided to bite, and apparently still are biting.....
I thought my point was pretty clear - electrons are for teenagers (under 18s) and adults who can't manage their finances. Of course the banks don't have a special category for 'chavs' but it isn't exactly rocket science for anyone working in one to make the observation that the vast majority of people they are more reluctant to offer credit to would fit this stereotype.
mostly yes
I don't really care; so you're lazy and disorganised? Well done! You're one person out of thousands who've had pre payment meters so you're personal reasons for having one are meaningless as far as making any general statement about them are concerned. Ditto to the electron card - I don't care if you are too lazy to get a visa card it doesn't disprove my generalisation - as thats what it is, a generalisation.
I'm sure, if we searched hard enough, we might be able to find a member of the upper class who once shopped for something at Netto. It doesn't take away from the steriotype of the average Netto customer.
Get a grip.
Perhaps you ought to, I've made a generalisation about electron card users and you've turned into an angry/offended forum user. Its just the internet, get over it. IMO there is significant overlap between the following subsets: Netto shoppers, the Jeremy Kyle audience, electron card users and people with pre payment meters. Yes a high portion are probably fat, lazy and unemployed. I realise this is all subjective and that I'm just steriotyping based on observation (of quite a few bank customers) but I don't think it is wildly inaccurate.
Your quite the pendant aren't you? I'll play semantics all night long if you want.
Your wrong as I fail to see how you could determine someone’s social standing, or financial, merely by the way they look in 100% of cases as you claim.
It wasn't banter or you wouldn't have said it matter of factly.
Electrons are not only for teenagers, as under 18's can have overdrafts. The cards are for those who do not require an account with overdraft facilities, as well as those with poor credit. That is what you fail to see.
Have you ever worked in the energy industry? If not, where has this wonderful insight come from?
My partner has for years and has worked in metering, and a large proportion of people that have those meters are due to inheriting them or there being a requirement for that type of meter in conjunction with other devices, such as some specific electric radiators (night storage heaters) or economy 7 water boilers that can only be fully utilized night and day with a prepayment meter and radio teleswitch. Of course they are also used for bad creditors who cannot get a credit meter, and those with debt to the energy supplier. A lot of elderly people prefer to have pay as you go, as it suites with their finances better (weekly income as opposed to monthly). According to my partner they make up a large bulk of users. However the balance you are talking about just isn’t there.
What is Netto?
"IMO there is significant overlap between the following subsets: Netto shoppers, the Jeremy Kyle audience, electron card users and people with pre payment meters. Yes a high portion are probably fat, lazy and unemployed." rofl.
I see you have a balanced view on society then.
ps: I may go to bed and resume in the morning.
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Soldato
- Joined
- 23 Nov 2004
- Posts
- 10,655
Your quite the pendant aren't you? I'll play semantics all night long if you want.
Your wrong as I fail to see how you could determine someone’s social standing, or financial, merely by the way they look in 100% of cases as you claim.
It wasn't banter or you wouldn't have said it matter of factly.
Electrons are not only for teenagers, as under 18's can have overdrafts. The cards are for those who do not require an account with overdraft facilities, as well as those with poor credit. That is what you fail to see.
Have you ever worked in the energy industry? If not, where has this wonderful insight come from?
My partner has for years and has worked in metering, and a large proportion of people that have those meters are due to inheriting them or there being a requirement for that type of meter in conjunction with other devices, such as some specific electric radiators (night storage heaters) or economy 7 water boilers that can only be fully utilized night and day with a prepayment meter and radio teleswitch. Of course they are also used for bad creditors who cannot get a credit meter, and those with debt to the energy supplier. A lot of elderly people prefer to have pay as you go, as it suites with their finances better (weekly income as opposed to monthly). According to my partner they make up a large bulk of users. However the balance you are talking about just isn’t there.
What is Netto?
"IMO there is significant overlap between the following subsets: Netto shoppers, the Jeremy Kyle audience, electron card users and people with pre payment meters. Yes a high portion are probably fat, lazy and unemployed." rofl.
I see you have a balanced view on society then.
ps: I may go to bed and resume in the morning.
You would be better of just letting him spill his load and burn out tbh.
As far as he is concerned my mum is a chav because she has a pay of you go meter.....she just prefers to know where her money goes and can track when and where we paid more and maybe work out why.
I have visa electron and visa debit so again i can't handle my finances....i can get £1000 overdraft on my debit by just clicking a thing on online banking. This is even thogh i often use my overdraft but pay it off.
I didn't actually make that claim(my bold). Btw.. its "you're" not "your".
I was just making an observation, I personally believe I'm right though my observation isn't infallible. There is a chance you might be correct, perhaps we shouldn't stereotype. Perhaps these kids are the sons of aristocrats....
...then again perhaps there is some truth behind certain stereotypes.
Edit - actually just to show I'm not the only one - the BBC seems to be making similar statements about electron cards:
http://news.bbc.co.uk/1/hi/programmes/moneybox/3717331.stm
and this webpage about electron cards:
http://consumers.wordpress.com/2007/12/22/visa-electron-malfunction/
Am I really that far off the mark with my original statement
doesn't look like it tbh....
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Soldato
- Joined
- 18 Apr 2004
- Posts
- 2,612
- Location
- London
often the electron card has only printed numbers not embossed.
Can be a problem if some places use manual machines as they can't get an impression
Actually, they are always printed and not embossed to ensure that they are only taken electronically.
Associate
- Joined
- 28 Dec 2007
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- 621
I've had the same bank account since I was 16. Setting up a Current Account is just more hassle then it's worth. Halifax are quite willing to let me do a 1k bank transfer over the phone, but they won't set me up a new account over the phone..makes little sense to me.
Is electron accepted more widely as a result of chip and pin? I had one when I was 16-18 but it wasn't of much use back then, makes sense to me that it's become more accepted with chip and pin meaning updated equipment for everyone
not sure why the discussion about electron turned into a class debate, especially involving the audience of jeremy kyle who are mostly students, they're not exactly the same subset of culture as the people appearing on it. The electron and solo are cards intended to be more restrictive in spending and prevent you getting charges for going OD, they can be issued across the board
not sure why the discussion about electron turned into a class debate, especially involving the audience of jeremy kyle who are mostly students, they're not exactly the same subset of culture as the people appearing on it. The electron and solo are cards intended to be more restrictive in spending and prevent you getting charges for going OD, they can be issued across the board
buying ryanair tickets are free from handling charges with electron. They charge 5 euros per ticket for visa debit.
(I wish I could get an electron but they don't do them here in Belgie and my UK bank won't give me one for some reason
)
(I wish I could get an electron but they don't do them here in Belgie and my UK bank won't give me one for some reason
)I made a blunt/crude generalisation about electron/solo users - someone immediately took offense
The audience do appear on it and 'the bar out of starwars' would be an apt description. Seriously its like they bus in half a council estate to come and watch the show.
Why do people use debit cards anyway? What is the point? Using a credit card you are totally protected, have complete control over what items you pay on the bill by taking issue before payment of the statement, and often benefit from cashbeack features or other goodies.
Cant fathom why anyone would use a debit card :/
Cant fathom why anyone would use a debit card :/
I'm not going to have a discussion about it, tickets are free to anyone who wants to go but the majority are usually media studies students because they guarantee a classful of them, same with most daytime shows that need an audience
