Loss or damage:
• Whileyourhomeisunoccupiedorunfurnished
• While your home is not being lived in for more than 5 days in a row unless sufficient heat
is maintained in the home or the water supply is shut off at the mains throughout your
absence
• Caused by subsidence, landslip or heave as a result of escape of water or oil
• Caused by the failure or lack of grouting or sealant known to you or that you ought to
have been aware of
• Caused by water escaping from pipes or plumbing that are not properly lagged
• Caused by gradual causes
• Caused by general lack of maintenance
• Caused by sinks, baths or trays overflowing due to the taps, showers or other water
faucets or dispensers being left on (this is covered if extended accidental damage
has been selected)
• Caused by infill materials settling, swelling or shrinking due to an escape of water • Caused by sulphate reacting with any materials your home is built from
• Caused by oil escaping pipes in outbuildings
• Arising from leaks from swimming pools or hot tubs fixed to solid floors.