West.
Your insane wanting to spend that much money when, if I remember correctly, your on quite a low salary.
Im on, ok, money for where I live, and I have recently bought myself an S2000 (if November is recent). This cost me just over £11,000 from a dealer, but most importantly, its monthly costs are a very small proportion of my income.
I think that unless your buying something special, you will hate a 'crappy' 10k focus. just like you hate your mini for costing you all your income.
Do yourself a favour, and get something like a 1.8 3 door focus collection with the mesh front and rear bumper. really nice look, and about 4k to buy.
or. buy a 500 quid citroen ax 1.5 diesel, pay off all your debts, save up loads of cash and buy something without finance.