Very useful links.I agree! Personally I do not need premium because I can use ublock /revanced /smart tube /vpn etc but the five family members are less tech savvy those are the people who are going to suffer when my premium ends sometime this month unless I can get a family plan working again.
These pages should help choosing a country and payment method
https://support.google.com/youtube/answer/10239146
How much does YouTube Premium cost around the world?
Are US streamers getting a raw deal when it comes to your YouTube plan? We've looked at the YouTube Premium cost around the world.www.androidauthority.com
My youtube premium payment method ends on the 1st of jan but I haven't tested any other methods out yet fingers crossed they leave me alone for a little while longer.
I never saw the google help page before, but it clearly indicates which country only accept local billing (which means VPN trick will fail at payment stage). A quick check shows that Romania is the cheapest remaining option, followed by Poland. The top 10 cheaper countries (that a lot of people were using) all require local billing now.
rp2000