** Summer Transfer Window 2011/12 Season Rumours/Signings **

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Tombstone said:
(to be honest, I could probably make 1 million last me 50 years, let alone more than that :D )
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you could last on £20k a year - I think you would struggle imho (with rent / mortgage, etc etc

Even if that figure has had tax already paid on it - £12k+ on a mortgage a year leaves you around £150/wk for bills , food etc etc lol

I know what you meant, but unfortunately £1m doesnt go very far anymore (especially over that length of time)

£5m or so and most people would be set for life (especially if you already fully own property)
 
FrankJH said:
you could last on £20k a year - I think you would struggle imho (with rent / mortgage, etc etc

Even if that figure has had tax already paid on it - £12k+ on a mortgage a year leaves you around £150/wk for bills , food etc etc lol

I know what you meant, but unfortunately £1m doesnt go very far anymore (especially over that length of time)

£5m or so and most people would be set for life (especially if you already fully own property)
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That makes no sense.

You are ignorining the fact that people spend within their means. Yes, £5m will set you up for life if you earn £25k a year. It doesnt stretch so far when you have been earning £2m+ a year.
 
FrankJH said:
you could last on £20k a year - I think you would struggle imho (with rent / mortgage, etc etc

Even if that figure has had tax already paid on it - £12k+ on a mortgage a year leaves you around £150/wk for bills , food etc etc lol

I know what you meant, but unfortunately £1m doesnt go very far anymore (especially over that length of time)

£5m or so and most people would be set for life (especially if you already fully own property)
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I do already fully own property. My outgoings are really extremely small, extremely small. I could make a million stretch quite a distance :)
 
placeholder said:
That makes no sense.

You are ignorining the fact that people spend within their means. Yes, £5m will set you up for life if you earn £25k a year. It doesnt stretch so far when you have been earning £2m+ a year.
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he said he could make £1m last 50 years

that means £20k/year (ignoring interest and tax) from the £1m - not a seperate £25k a year from a mystery source (£5m would therefore give you 100k a year)

No- Im just being realistic, even without a mortgage to consider its tough with bills, council tax, car /house insurance, to live on £20k a year

Im not saying it cant be done, it can be - but its not "the easy life" tombstone was indicating :)
 
FrankJH said:
he said he could make £1m last 50 years

that means £20k/year (ignoring interest and tax) from the £1m - not a seperate £25k a year from a mystery source (£5m would therefore give you 100k a year)

No- Im just being realistic, even without a mortgage to consider its tough with bills, council tax, car /house insurance, to live on £20k a year

Im not saying it cant be done, it can be - but its not "the easy life" tombstone was indicating :)
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Well to be fair, I didnt suggest it would be the easy life, just that I could make a million last 50 years :p I am after all, already living comparatively nicely on £23k a year.

Though we are somewhat digressing away from football transfers :D
 
FrankJH said:
he said he could make £1m last 50 years

that means £20k/year (ignoring interest and tax) from the £1m - not a seperate £25k a year from a mystery source (£5m would therefore give you 100k a year)

No- Im just being realistic, even without a mortgage to consider its tough with bills, council tax, car /house insurance, to live on £20k a year

Im not saying it cant be done, it can be - but its not "the easy life" tombstone was indicating :)
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It cant be done at all if you were earning a top PL footballers wage. This discussion has taken a ridiculous turn. We could ALL exist on £20k a year with no mortgage etc but thats not the point. We would struggle to downsize.
 
placeholder said:
Having said that their take home pay over maybe 10 years has to last maybe 50 years.
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I used to share that view but the thing is, it's not as though when a player retires from football he is incapable of working. It's not like at the age of 35 or whatever they should have a divine right to sit on their arse all day watching Jeremy Kyle, they should go and work for a living like everyone else.

Now I'm not saying that will be easy, most footballers will have sacrificed education and other training at an early age so they are not going to be getting a call from big city firms looking to headhunt them. But what I would suggest is that if you look back historically at footballers they didn't earn enough for their whole life during their playing days, they had to either get another job in football (coaching/media etc) or setup their own business, run the proverbial pub or fish'n'chip shop or whatever.

Even if you look at players who retired prior to say the mid90s, aside from the very elite most of those guys have had to get another job, if you look at the pundits on TV a lot of them were top division players but they couldn't just stick their feet up. Take Alan Smith for example, England international, league winner, fa cup winner, league cup winner, CWC winner etc. But he was just 'unlucky' enough to have been born 10 years too early so he missed the gravy train, you've now got reserve players at mediocre Prem clubs earning more than he did in his prime. So he's had to write newspaper columns, work for Sky etc.

Take any other profession and you don't expect people to just put their feet up if they retire at an early age, take the military for example. I don't have any figures to quote you but I expect a lot of guys exit the military in their 30s and 40s, as their age starts to catch up with them. Just because they put 20 years in the army or whatever, doesn't mean they are finished workwise, they have to retrain and do something else. We don't pay them millions during their service years so they can retire on it at an early age.
 
HangTime said:
Take Alan Smith for example, England international, league winner, fa cup winner, league cup winner, CWC winner etc. But he was just 'unlucky' enough to have been born 10 years too early so he missed the gravy train, you've now got reserve players at mediocre Prem clubs earning more than he did in his prime. So he's had to write newspaper columns, work for Sky etc.
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Its a pity that Jamie Redknapp wasnt born 10 years later so that we didnt have to see his newspaper columns and work for Sky etc.

:D
 
HangTime said:
I used to share that view but the thing is, it's not as though when a player retires from football he is incapable of working. It's not like at the age of 35 or whatever they should have a divine right to sit on their arse all day watching Jeremy Kyle, they should go and work for a living like everyone else.

Now I'm not saying that will be easy, most footballers will have sacrificed education and other training at an early age so they are not going to be getting a call from big city firms looking to headhunt them. But what I would suggest is that if you look back historically at footballers they didn't earn enough for their whole life during their playing days, they had to either get another job in football (coaching/media etc) or setup their own business, run the proverbial pub or fish'n'chip shop or whatever.

Even if you look at players who retired prior to say the mid90s, aside from the very elite most of those guys have had to get another job, if you look at the pundits on TV a lot of them were top division players but they couldn't just stick their feet up. Take Alan Smith for example, England international, league winner, fa cup winner, league cup winner, CWC winner etc. But he was just 'unlucky' enough to have been born 10 years too early so he missed the gravy train, you've now got reserve players at mediocre Prem clubs earning more than he did in his prime. So he's had to write newspaper columns, work for Sky etc.

Take any other profession and you don't expect people to just put their feet up if they retire at an early age, take the military for example. I don't have any figures to quote you but I expect a lot of guys exit the military in their 30s and 40s, as their age starts to catch up with them. Just because they put 20 years in the army or whatever, doesn't mean they are finished workwise, they have to retrain and do something else. We don't pay them millions during their service years so they can retire on it at an early age.
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Good post. I will respond constructively tomorrow when alcohol isnt working the controls!
 
Really don't see the logic in signing a keeper before filling the managerial vacancy, what if the new guy doesn't rate him or wants to bring someone else in?

I think someone mentioned it the other day but surely Shay Given must be high on the list for Villa, he wants to leave MC to get first team football but they will be reluctant to sell to a rival club (e.g. Arsenal), would make sense for all concerned I would think. To contradict my opening paragraph (lol) you could actually make a case for buying him without a manager, as aside from Friedel who's just left they aren't going to get anyone as good as him. If a new manager doesn't rate Given, then he's a **** manager anyway :D
 
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