There's been a lot of people melting/upgrading 
I'm not convinced LTI is a deal breaker tbh, everyone is going to have it on all or a majority of their ships but will still have to insure any modifications, weapons etc they add later (unless those come with LTI - like the battlefield upgrade kits). So the costs are likely to be minimal at worst. Realistically it's more valuable to have LTI on larger ships which will get into fights more often.
One thing I've read recently (reddit I think) was someone assuming LTI covered the cost of repairs of the hull. As was pointed out to him it's replacement only and you'll have to wait for that to happen so the old "I'm damaged, just get myself destroyed" really won't help either.
I've melted several smaller ships so I now have a Reclaimer and a Crucible as well, moved into the more focused utility ships as we've so many military ones in our org which I'll be crewing anyway.

I'm not convinced LTI is a deal breaker tbh, everyone is going to have it on all or a majority of their ships but will still have to insure any modifications, weapons etc they add later (unless those come with LTI - like the battlefield upgrade kits). So the costs are likely to be minimal at worst. Realistically it's more valuable to have LTI on larger ships which will get into fights more often.
One thing I've read recently (reddit I think) was someone assuming LTI covered the cost of repairs of the hull. As was pointed out to him it's replacement only and you'll have to wait for that to happen so the old "I'm damaged, just get myself destroyed" really won't help either.
I've melted several smaller ships so I now have a Reclaimer and a Crucible as well, moved into the more focused utility ships as we've so many military ones in our org which I'll be crewing anyway.

