It really didn't come across as such to me, especially the "Please educate yourself" bit. But if that's the case then I apologise.
Which is why I said I understood the point you were trying to make
So why make an incorrect point if you know better?
These things are a compromise in some cases, in others they're better (sponsorblock). Questioning why people have Premium, IMO, isn't an issue. That's where the discussion begins if they're unaware of the alternatives. The issue is when people badger others, and by that I don't mean someone switching to a different reason for having Premium and them being told that there's a solution for that too - as I'm potentially about to do.
As for your garmin watch - I'm surprised it doesn't have the ability to transfer audio files over to it. Unless I've assumed incorrectly and it does indeed have that feature, in that case you can download playlists for offline playback - whether the bitrate suits your needs vs premium is a different story.