I agree with this take, haven't bought a top end GPU in years, the prices seem genuinely mental. We've got a PS5 Pro, and honestly games look amazing on it. It is annoying having to pay to play online though! We've got kids so we have a few gaming systems around. When we crossplay on PC / console the experience is more or less the same. There is even mouse and keyboard support now.
I could be tempted for a 70 Ti series card at no more than £800, but anymore than that and this may be the first Nvidia generation that I just stop buying Nvidia brand new, I will stick with used GPUs or cheaper alternatives..