Hm seems like a got a decent chip, I have it at 1.24v LLC 6, this gives me 1.216v when running stress tests, does not move from 1.216v at all just stays at that voltage.
4.8Ghz at 1.216v is good no? Might be able to get the voltage lower but it seems ok at these settings, I have Noctua D15 and I get about 65c max temps, when I had it at 1.25v, it was getting to 70c.
So 65c at 4.8Ghz 1.216v I am happy with that, might try for higher but it looks like past about 4800mhz you have to add a lot of voltage and heat for a relatively small gain in mhz.
Also my VID is at 1.3v but I think this is just the voltage that the CPU is requesting and not an actual voltage being used? the vcore is the important one in HWmonitor?