Apple Pay Launch - How will it be activated?

Fallen god · 15 Jul 2015 at 14:37

Makes sense, I tend to travel a bit more, most likely go somewhere after work too so its cheaper to get a monthly.

Feek · 15 Jul 2015 at 14:46

Kol said:
Used it this morning on the commute into work. Opened passbook as I walked to gate, popped my thumb on then held phone to the card reader. No delay, in fact appeared slightly faster than contactless with my AMEX, but naturally a smidgen slower than Oyster.

Is that step required? I thought you could just hold your phone against the reader and the prompt for touchID would pop up, or have I got that wrong?

Steedie · 15 Jul 2015 at 15:03

Feek said:
Is that step required? I thought you could just hold your phone against the reader and the prompt for touchID would pop up, or have I got that wrong?

Correct, you just hold the phone to the terminal with your thumb on the home button/touch ID and it will do it. You don't have to unlock or even wake the phone

sbi5ar · 15 Jul 2015 at 15:38

Feek said:
Is that step required? I thought you could just hold your phone against the reader and the prompt for touchID would pop up, or have I got that wrong?

Fella in the apple shop showed me this morning... When you place your phone near an NFC terminal you don't press anything, passbook opens, showing the cards you have (you can swipe to select the card you want to use). Just place the thumb on the sensor to complete the transaction. It was very easy simple and quick with the demonstration that he gave me.

Obviously, with the Apple watch there is no authorisation required (as far as I am aware?) but you might be limited to the £20/30 limit regardless of whether the merchant has signed up to Apple Pay... (not 100% sure on this though)

Nismo · 16 Jul 2015 at 06:35

sbi5ar said:
Obviously, with the Apple watch there is no authorisation required (as far as I am aware?) but you might be limited to the £20/30 limit regardless of whether the merchant has signed up to Apple Pay... (not 100% sure on this though)

Although obviously not as secure as TouchID, the Watch requires a passcode to be enabled if you are using Apple Pay, and will probably only work if it's being worn on the wrist and has been unlocked via the passcode or the users iPhone.

Kol · 16 Jul 2015 at 09:30

Steedie said:
Correct, you just hold the phone to the terminal with your thumb on the home button/touch ID and it will do it. You don't have to unlock or even wake the phone

That is correct, but you don't want to be that guy at the gate who gets there with his thumb on the fingerprint reader for it not to work near instantaneously. You will quickly become the most hated person in the City if you hold anyone up for more than a millisecond.

So I prefer to have it 'prepped' as once you've done it you have a minute between authorising and needing to tap.

Steedie · 16 Jul 2015 at 09:36

Kol said:
That is correct, but you don't want to be that guy at the gate who gets there with his thumb on the fingerprint reader for it not to work near instantaneously..

I love being that guy, I turn around and look at everyone's angry faces and imagine myself in a "Thug life" video

sbi5ar · 16 Jul 2015 at 11:36

One thing that I like about this is the ability for me to stop staff using contactless for me.

Whilst it might not seem much to them (or others), I like to check the amount before paying, and whilst I've never had a problem, they might put in the wrong amount etc... Having got hold the phone (card) is a bonus in my eyes as i can check everything.

Raymond Lin · 16 Jul 2015 at 12:12

First time to try to use it in EAT, it lit up to recognise it but didn't go through since they don't take Amex via contactless, even thought they take Amex via chip and pin.

Antipasti · 16 Jul 2015 at 12:15

I had the same problem in Superdrug this morning.

Steedie · 16 Jul 2015 at 13:49

Raymond Lin said:
Amex Amex Amex

Hey Raymond, do you have an Amex card? I think I've seen you mention it in this thread once...

Raymond Lin · 16 Jul 2015 at 13:51

Steedie said:
Hey Raymond, do you have an Amex card? I think I've seen you mention it in this thread once...

It's the only card that I have which works with AP :/

LeeUK · 17 Jul 2015 at 00:15

Morrisons got a sign up saying they take Apple Pay.

Fallen god · 17 Jul 2015 at 00:31

Raymond Lin said:
It's the only card that I have which works with AP :/

My GF has an Amex card, and she does need them points

Raymond Lin · 17 Jul 2015 at 01:40

Well tried it again for dinner, phone says "done", merchant says "declined"!

WTF, still not bought a single thing using it yet.

Feek · 17 Jul 2015 at 08:03

Raymond Lin said:
It's the only card that I have which works with AP :/

Raymond Lin said:
WTF, still not bought a single thing using it yet.

Clearly not

Raymond Lin · 19 Jul 2015 at 18:57

Feek said:
Clearly not

Tried it at Waitrose, failed.

But finally got it to work with a retailer today! 1 guess who it could be? Lol

Tunney · 19 Jul 2015 at 20:33

Raymond Lin said:
But finally got it to work with a retailer today! 1 guess who it could be? Lol

McDonald's?

Spuddy · 19 Jul 2015 at 21:12

Loaded up my NatWest mobile banking app yesterday and it asked me if I wanted to activate/sign up for apple pay. I declined as I still don't really have the foggiest idea what it actually is.

Raymond Lin · 19 Jul 2015 at 21:55

Tunney said:
McDonald's?

lol, Apple Store !

It would be so weird if it failed in there.