Apple Pay Launch - How will it be activated?

Fallen god · 19 Jul 2015 at 22:10

Spuddy said:
Loaded up my NatWest mobile banking app yesterday and it asked me if I wanted to activate/sign up for apple pay. I declined as I still don't really have the foggiest idea what it actually is.

Similar too the wireless payment on your card, but done through your iPhone. I think its a step up since you need to actual Auth it with your finger print before it pays for something.

Spuddy · 19 Jul 2015 at 22:31

Fallen god said:
Similar too the wireless payment on your card, but done through your iPhone. I think its a step up since you need to actual Auth it with your finger print before it pays for something.

Ah okay thanks, how does it physically work then? Phone in close proximity to the card reader like a wireless debit card? :confused:

Jimbeam3678 · 19 Jul 2015 at 22:59

Spuddy · 19 Jul 2015 at 23:14

Jimbeam3678 said:
Yep

Might have to try it out, suppose its handy if the shop supports and I've forgotten my debit card (hardly ever happens but I never carry cash). Can I cancel/disable it if I don't like/dont use it?

sbi5ar · 20 Jul 2015 at 08:31

Spuddy said:
Might have to try it out, suppose its handy if the shop supports and I've forgotten my debit card (hardly ever happens but I never carry cash). Can I cancel/disable it if I don't like/dont use it?

I assume you just remove the card info from the phone and all is done.

Navin · 20 Jul 2015 at 10:54

Raymond Lin said:
First time to try to use it in EAT, it lit up to recognise it but didn't go through since they don't take Amex via contactless, even thought they take Amex via chip and pin.

Same at Starbucks with an Amex. The machine said contactless wasn't available with this type of card. At Tesco last week, value was a few pence over £20 and the iPhone confirmed the transaction was done, but it wasn't.

Somnambulist · 28 Jul 2015 at 15:41

HSBC and First Direct should be live today... unfortunately still no joy with my John Lewis/Waitrose Partnership Card. :'(

UberTiger · 28 Jul 2015 at 19:04

Sweet, just added my HSBC cards. Time to start banging my wrist against payment terminals!

MagicBoy · 28 Jul 2015 at 19:26

Added my HSBC cards at lunchtime.

Still not had the promised email from them though, spotted it on MacRumors!

squerble · 28 Jul 2015 at 21:37

If you have a Mifare card reader, you can get your contactless card's number. Same with the phone, hold over the reader, get the TouchID prompt and it'll spit out a code.

Only difference is, the card will always be the same; the phone has a different number each time.

The_Abyss · 28 Jul 2015 at 23:47

My First Direct card still isn't registering. On Twitter they say that there was a (resolved) problem with Visa, but still no joy.

Raymond Lin · 29 Jul 2015 at 00:33

Navin said:
Same at Starbucks with an Amex. The machine said contactless wasn't available with this type of card. At Tesco last week, value was a few pence over £20 and the iPhone confirmed the transaction was done, but it wasn't.

When I used it in Apple Store, my phone case was £29.95.

I thought the limit was £20?

MrMoonX · 29 Jul 2015 at 06:21

Raymond Lin said:
When I used it in Apple Store, my phone case was £29.95.

I thought the limit was £20?

I used it for £1250 in Apple Store yesterday, some retailers have no limit for Apple pay

Jimbeam3678 · 29 Jul 2015 at 08:23

If you go through the correct accreditation there is no limit.

The_Abyss · 29 Jul 2015 at 08:45

After some hiccups yesterday First Direct cards are now registering ok.

UberTiger · 29 Jul 2015 at 10:02

MrMoonX said:
I used it for £1250 in Apple Store yesterday, some retailers have no limit for Apple pay

Jimbeam3678 said:
If you go through the correct accreditation there is no limit.

Oh, that's interesting.

My Mom currently uses a standard chip and pin mobile GPRS payment terminal for her small business and I want to get her a new NFC enabled one so she can accept Apple Pay as she's probably due for an upgrade, but I was waiting to hear more about the payment limits being lifted as most of the transactions are £40+

Might have to look into that sooner rather than later if some retailers/terminals already allow it.

sbi5ar · 30 Jul 2015 at 12:04

All my HSBC cards are registered now... Will just have to wait until I have a proper need to use them

MagicBoy · 30 Jul 2015 at 19:22

I made a special trip to McDonalds just to try it. Sad I know!

Adnams Drinker · 31 Jul 2015 at 13:54

When First Direct went live on 28th, I got my debit card registered in my phone and Watch PDQ. Had been gagging to try it out, so I made a deliberate lunchtime trip to Waitrose yesterday - currently the only place near where I work that accepts it.

Used my phone this time 'round, but will try the Watch next time. Love it as a payment method - so simple, convenient and because it needs a fingerprint, presumably secure. The old girl on the till was blown away and got me to explain how it all works, which as an Apple nerd I was only too happy to do ...

Raymond Lin · 31 Jul 2015 at 14:25

Forgot my wallet today, apple pay saved my bacon, or gave me the chance to get bacon sandwiches lol