![[TW]Fox](/data/man-of-honor/2009.png){kind=avatar}
Phate said:
Confused.com is widely known to be completely useless for young drivers.
Go to the Norwich Union site and run through a quote for an Astra 1.6 SXi and a Seat Leon 1.6 SE and I bet you the Leon will not be a thousand quid more money.
Average waiting times?
- Thread starter Phate
- Start date
Confused.com is widely known to be completely useless for young drivers.
Go to the Norwich Union site and run through a quote for an Astra 1.6 SXi and a Seat Leon 1.6 SE and I bet you the Leon will not be a thousand quid more money.
Soldato
Phate confused is a steming pile off poo dont use the quotes of there. 
Caporegime
Phate said:
i say no more
WTF, your going off a confused.com quote, every quote i've had from that site has been a POS, i got much cheaper phoning around and doing the legwork myself.
Associate
Phate said:
To be honest, if you're paying 2500 for a Vauxhall astra, is 3500 really all that much more? It's ridiculous as it is, why not go completely bonkers?
15,000 for a run of the mill Astra SXi and 2500 for insurance?
Firestar_3x said:
i have been incontact with several insurers one by one ive been thru and churchill were the cheapest everytime for both cars and came out at similar prices for the pair of them
jonarob said:
because when renewal comes it wont hit me nowhere near as hard as the astra comes
Associate
Phate said:
Yeah... true...
But the astra itself will be smacking you with a baseball bat. Across the head. 5,000 times.
That's depreciation for you.
jonarob said:
its also in everycar
This is where this whole thread makes no sense.
You are worried like mad about insurance prices and renewal costs and how hard it'll hit you but you do not give a stuff about the massive amount of value the car will throw away in its first 6 months?
It just doesn't make any sense - either you have a totally cavalier attitude to cash and just dont care, which is fair enough, or you don't?
To me, it sounds like you are going to stretch your finances to the limit just to get a new car. You'll be dead happy... until September when 56 plate comes out and your new hire car lookalike becomes just another used car.
You are worried like mad about insurance prices and renewal costs and how hard it'll hit you but you do not give a stuff about the massive amount of value the car will throw away in its first 6 months?
It just doesn't make any sense - either you have a totally cavalier attitude to cash and just dont care, which is fair enough, or you don't?
To me, it sounds like you are going to stretch your finances to the limit just to get a new car. You'll be dead happy... until September when 56 plate comes out and your new hire car lookalike becomes just another used car.
Soldato
£17.5k for an Astra and insurance?? 
if that was a member of my family id kick some sense into them tbh.
if that was a member of my family id kick some sense into them tbh.
Soldato
Phate said:
Not true and also varys from car to car.
Associate
Phate said:
Yes. But your problems are two fold here.
You're buying a VERY average car. On fincance.
Either of those would be a problem on their own.
Caporegime
Phate said:
Do you really think a car maker would release a vehicle into this super competitive sector if it cost 2x more than its rivals to insure?
Astra - £542
Leon - £559
Focus - £542
Golf - £553
206 - £618
Associate
Source?
Caporegime
Replicant said:
Direct Line, Web Quote, Me, My Postcode, 24, 1Year NCD, Parked on Drive.
I have to echo the sentiments in this thread i'm afraid. Ridiculous to spend that much on an Astra, on finance, worrying about insurance at the same time.
Sticking £15k into autotrader brings up a TVR Cerbera, Mazda RX-8, various Porsche/BMW. All brilliant cars. Out of your reach for insurance purposes but shows how much of a waste, 15k is on a Vauxhall, with little or no redeeming features.
Sticking £15k into autotrader brings up a TVR Cerbera, Mazda RX-8, various Porsche/BMW. All brilliant cars. Out of your reach for insurance purposes but shows how much of a waste, 15k is on a Vauxhall, with little or no redeeming features.
the car cant be worth less than the finance at the end because of the guarenteed future Value they do in PCP deals, I find it a great way of getting a great car e.g my Mazda 3 Sport 0% finance for 3 years with a 50% deposit at the end of it I can just give it back, or get another mazda or pay the £5k offf and keep it , I always finance my cars this way who wants to own a car anyway it just loses money just ge ta new one every 3 years it keeps you in warranty and MOT headache free, imo 2nd hand is pointless cos I know nothing about whats good and whats dodgy
Soldato
I have an astra on finance and I regret it, fed up with paying over £200 a month for a car which although I like im bored of it. Im looking forward to getting a £500 car when I can get rid of the astra later in the year.
Mine was just over a year old with 15k miles and i paid £7700. (list price was £13.5k)
Please listen to the advice given, people are looking out for you.
Mine was just over a year old with 15k miles and i paid £7700. (list price was £13.5k)
Please listen to the advice given, people are looking out for you.
Soldato
I give up. Let him buy it, sometimes people need to be stupid with money to understand it properly in later life.
That is an absolute cringe worthy amount of money to waste on what is a very very average car.
That is an absolute cringe worthy amount of money to waste on what is a very very average car.
Associate
The problem with reading the forums sometimes though, is that if a few members come out with a negative opinion on vauxhalls, 18 months down the line 30 members and their firends friends sister from Oz just registered is posting the same opinion, none of these people may have actually driven a Vauxhall. there are deals to be done on new cars, buy back offers and you can predict your running costs over 3 years to the nearest £100 or so.
Having owned your Mondeo about 2+ years fox are you bored of it? do you find it dull?, why say that Phate will regret his purchase 6 months down the line and 24 months into the finance agreement when he's confortably making the finance payments with increased wages.
Ride the depreciation curve, join a few enthusiast sites, and enjoy your purchase if its what you want.
Having owned your Mondeo about 2+ years fox are you bored of it? do you find it dull?, why say that Phate will regret his purchase 6 months down the line and 24 months into the finance agreement when he's confortably making the finance payments with increased wages.
Ride the depreciation curve, join a few enthusiast sites, and enjoy your purchase if its what you want.