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Stringy said:
His mind was made up before he even started the thread. There's no changing a mind like that.
I hope he's happy in a year's time, but I don't think he will be.
Unless he wins the lotto or something.
Average waiting times?
- Thread starter Phate
- Start date
His mind was made up before he even started the thread. There's no changing a mind like that.
I hope he's happy in a year's time, but I don't think he will be.
Unless he wins the lotto or something.
jonarob said:
exaclty, i started this thread asking for advice on what to ask and look for during the test drive not everyone and their mothers opinion whether or not i should get it.
![[TW]Fox](/data/man-of-honor/2009.png){kind=avatar}
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Phate said:
Well sometimes you get what you don't ask for. Fully justified in this case, I feel.
You really ought to read through some of these replies. Think about how much nicer your life would be without a debt hanging over it all of the time.
End of the day, a new astra will only be new until you start the engine. Then after that it's a tool for getting you from A to B. It's not gonna set the world alight with performance or, quite frankly, anything. Why get one new?
Why not get a slightly used tool for a whole chunk of money less?
If someone came on here asking about a ridiculously high interest loan, which while it would do the same job as a better loan, would leave them out of pocket a couple of years down the line, they would get the same kind of response (and rightly so). We're just trying to help you out.
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Stringy said:
Exactly. If you were getting something like, for example, the new Golf GTI. It's brand new, you can't really get them second hand. You've made your mind up. It's reasonably considered to be more than just a car for transporting you from A to B - it's a performance vehicle. Fair enough, buy one new.
You're buying a run of the mill Vauxhall Astra with a few extras. You're hardly gonna be taking it round the twisties for pure pleasure every other day are you? If you do it's not going to perform. Why must you buy a new one? There's not a single positive other than the new car smell about buying a new car like a regular Astra.
There's NOTHING a second hand one couldn't offer you that a new one could.
edit: unless you're getting the VXR? But I don't think you are, are you? Considering your insurance woes. If you are, then you have a slightly better reason to get one new. But not a fantastic reason
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Stringy said:
ok and like ive said 3 times now i apprieciate that, but iirc the original topic of this thread was answered about twice, then everyone came on trying to help me, when can't you and everyone else see that i was simply not asking for that? and don't want it?, call me whatever you like but i came in here with my mind set on what car i want and just asked a simple freaking question
and for that matter my mind stll set on the astra, its not gonna be changed, so you might aswell not bother, now why don't you all either go away or actually talk about what this thread was to be discussed about
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The reason everyone has gone off on a tangent in this thread is because you've struck a nerve. The wealth of knowledge, experience and general know how in the motors forum has its ears pricked up.
They heard "new" and "astra".
Is this response not a clear enough sign?
Obviously, my argument is futile. You deserve to be disappointed in three months time. I'm sorry but it's true.
They heard "new" and "astra".
Is this response not a clear enough sign?
Obviously, my argument is futile. You deserve to be disappointed in three months time. I'm sorry but it's true.
jonarob said:
lol
or maybe its because the words
"new" and either "ford" or "bmw"
werent mentioned
Phate said:
You are 18 and think you know everything. Thats not an insult, its an observation. We were all the same.
Unfortunately in a few years time you'll realise actually you knew nothing and you made a huge mistake.
This thread is littered with posts by yourself which do nothing but shout 'I know nothing about buying cars'. Things like what do I look out for on a test drive of a NEW car, things like 'Ive driven a Leon around a yard' thinking that gives you an idea of what its like on the road, comments like the VW Golf range starts at 25k and of course your belief that an Astra is easily insurable whereas the same spec Leon would be 4 grand.
Learn from people who know.
Phate said:lol
or maybe its because the words
"new" and either "ford" or "bmw"
werent mentioned
As said phate you have a big shock ahead of you , in 6 months when you come to sell it because your "bored" of it or you want something cheaper so you can do more stuff with your GF etc etc your not going to be able to because the cars going to be worth far less than your finance. That is something i wish never to be in.
negative equity is bad ummm k
Phate said:lol
or maybe its because the words
"new" and either "ford" or "bmw"
werent mentioned
I've not really gone too much on the Astra thing. Personally I think the new Astra is crap, it's another bland hatchback, but I've not spent ages convincing you OMG LOL BUY A FOCUS or something. I've given you advice on buying the Astra you so desire but without throwing nearly 5 grand down the toilet in the process.
Nothing wrong with borrowing to buy a car - I intend to do it myself - but you do it smartly not stupidly. That means you borrow money to BUY A CAR not to fund the ridiculous first year depreciation on something new. You chose something where the car is never going to be worth less than you owe, so you can at any time sell the car and run away.
You don't appear to be doing that. Probably becuase, at your age, you cannot be expected to understand this sort of thing without someone telling you which is fine, but you are not prepared to listen. You think you know best..
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The guy is making a big mistake, were trying to talk him out of it, not trying to help him make the mistake, its a very good analogy.jonarob said:
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Yeah but, suicide doesn't really have a for argument. Whereas buying an astra can be construed in some small circles as having one
Nm, though, I know what you mean
Nm, though, I know what you mean
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Totally different though stringy, the guy wants a new car and can afford to loose a a few grand for a few months worth of new car feel and some piece of mind knowing some newbie grandad hasn't farted on the seats during a test drive and hit a few kerbs on that ex demo.
Caporegime
in that case GET A PRE REG!
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Got a feeling that is targeted at megreat advice said:Gotta have some folk buying new Corsa's though, if we didnt there wouldnt be bargains for a more sensible buyer
Hang on, is the car for you or for taxi'ing your mates around town? 3 door isn't a fuss at all. It looks better, rear legroom & headroom is almost as good as the 5 door version yet the 3 door looks better and will have a better resale value (IMO).Phate said:
Errr... same insurance group, security rating is the same, I took out several quotes from different insurers on a 1.6 SXi for both the 3 door and 5 door and got a similar quote for both carsPhate said:its more expensive to insure a 3 door lol
Here's where I get confused... so you haven't driven the car yet have become very eager to get it... and on a specific model, the SXi. Am I right to assume that the 0% finance deal won you over as I find it silly if it is. The SRi, Design and Elite models would be a far better choice. My Corsa might be on 0% finance but that wasn't anywhere near being a decider for buying a brand new Corsa SXi.Phate said:
Good point. Unless you have money set aside for paying off the finance, forcing yourself into a finance when you don't have sufficient initial funds and expecting your job(s) to pay off is risky (if not silly). One reason finance is good is for future safeguard, if the car starts to breakdown, the finance company has joint liability to get the problems resolved and if the manufacturer/dealer refuses to co-operate with you, the finance company will be on their backside the second you complain.S@njay said:
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Replicant said:
I'm sure the fat lardy who I bought my car off probably soiled himself on the seats. That didn't put me off, and quite frankly I feel sorry for you if it'd put you off buying a second hand car.
Kerbed wheels? You'll get them cheaper. Or you complain and get some new ones put on - what's the problem? You're forgetting that used cars are a LOT cheaper. We're talking about saving thousands of pounds here because someone has farted on the seats. Not 10 pence.
[TW]Fox said:
for one i no i don't no everything, hence the original starting of this thread. =
[TW]Fox said:
you can't say that, as in 3 years time, you or any of the others can't say what'll happen because nobody knows yet, i might realise i did something stupid or i might still be very happy with the car.
this thread is also littered with people trying to tell what to do when it wasnt even asked for.[TW]Fox said:
[QUOTE='[TW]Fox]] of course your belief that an Astra is easily insurable whereas the same spec Leon would be 4 grand.[/QUOTE]
i say no more
Replicant said:
But thats the point, he can't. He does not have the money, he has to borrow the money.
If they guy was loaded and had cash sitting around then sure, whats a few grand? But he doesn't, so thats hardly relevant. He's borrowing money to fund the new car feel, something which fades very quickly along with several thousand of value. So although in 3 months time he'll have a car worth £10k not the £15k he paid, he'll still be owing £15k or so to the finance company.
So when, in 6 months time, he thinks:
a) OMG this Astra is slow and sucks, I want something new
b) OMG i cannot afford this, what do I do now
c) I want to buy a small horse instead
He can sell his car but then needs to find himself thousands of pounds to buy himself out of the finance agreement becuase he is in a state of negative equity...
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